{"id":20912,"date":"2023-09-30T11:28:31","date_gmt":"2023-09-30T11:28:31","guid":{"rendered":"https:\/\/www.africa-press.net\/benin\/politique\/comment-relever-le-defi-de-linclusion-financiere-en-afrique"},"modified":"2023-09-30T11:40:50","modified_gmt":"2023-09-30T11:40:50","slug":"comment-relever-le-defi-de-linclusion-financiere-en-afrique","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique","title":{"rendered":"Comment relever le d\u00e9fi de l\u2019inclusion financi\u00e8re en Afrique"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Benin. <\/strong><\/span>Ne pas avoir acce\u0300s aux services financiers a des conse\u0301quences individuelles importantes et pe\u0300se sur l\u2019ensemble du de\u0301veloppement e\u0301conomique. Si la technologie acce\u0301le\u0300re conside\u0301rablement le mouvement gra\u0302ce au mobile money, elle ne peut re\u0301soudre seul le proble\u0300me. De\u0301cryptage en infographies.<\/p>\n<p>Un Africain sur deux n\u2019a pas acce\u0300s aux services financiers. Alors que Jeune Afrique publie son dossier exclusif des 300 champions de la finance, comment ne pas e\u0301voquer cette exception continentale tenace ? Certes, d\u2019e\u0301normes progre\u0300s ont e\u0301te\u0301 re\u0301alise\u0301s ces dix dernie\u0300res anne\u0301es. Et certains pays \u2013 le Kenya et l\u2019Afrique du Sud en te\u0302te \u2013 ont avance\u0301 plus vite que d\u2019autres. Mais le chemin a\u0300 parcourir reste encore long.<\/p>\n<p>Les conse\u0301quences de cette situation sont nombreuses sur le plan individuel : difficulte\u0301 de contracter un pre\u0302t pour financer les e\u0301tudes des enfants, non-acce\u0300s au syste\u0300me assurantiel pour parer aux conse\u0301quences des accidents de la vie ou des ale\u0301as climatiques sur les re\u0301coltes, incapacite\u0301 a\u0300 trouver les financements ne\u0301cessaires a\u0300 la cre\u0301ation d\u2019une entreprise&#8230; Autant de freins qui, en outre, pe\u0300sent lourd sur le plan macroe\u0301conomique.<\/p>\n<p>Mobile money<\/p>\n<p>L\u2019essor des technologies nume\u0301riques, en particulier l\u2019explosion du taux de pe\u0301ne\u0301tration de la te\u0301le\u0301phonie mobile, a permis le de\u0301veloppement rapide du mobile money et offert une alternative a\u0300 la cre\u0301ation d\u2019un compte dans une agence bancaire. Mais, s\u2019il a largement contribue\u0301 a\u0300 doubler, en une de\u0301cennie, le taux d\u2019acce\u0300s aux services financiers sur le continent, son de\u0301veloppement est encore limite\u0301 du fait notamment du manque d\u2019investissements dans les infrastructures re\u0301seaux, indispensables a\u0300 son de\u0301ploiement sur l\u2019ensemble du territoire.<\/p>\n<p>Comment aller plus loin et plus vite ? Quels sont les pays qui sont les plus avance\u0301s dans cette course ? Quels sont les de\u0301fis qui restent a\u0300 relever ? De\u0301cryptage en infographies.<\/p>\n<p>Source: JeuneAfrique<\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/benin\">Benin<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Benin. Ne pas avoir acce\u0300s aux services financiers a des conse\u0301quences individuelles importantes et pe\u0300se sur l\u2019ensemble du de\u0301veloppement e\u0301conomique. Si la technologie acce\u0301le\u0300re conside\u0301rablement le mouvement gra\u0302ce au mobile money, elle ne peut re\u0301soudre seul le proble\u0300me. De\u0301cryptage en infographies. Un Africain sur deux n\u2019a pas acce\u0300s aux services financiers. Alors que [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":20911,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,45],"class_list":["post-20912","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-benin","tag-benin"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Comment relever le d\u00e9fi de l\u2019inclusion financi\u00e8re en Afrique - B\u00e9nin<\/title>\n<meta name=\"description\" content=\"Ne pas avoir acce\u0300s aux services financiers a des conse\u0301quences individuelles importantes et pe\u0300se sur l\u2019ensemble du de\u0301 ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment relever le d\u00e9fi de l\u2019inclusion financi\u00e8re en Afrique\" \/>\n<meta property=\"og:description\" content=\"Ne pas avoir acce\u0300s aux services financiers a des conse\u0301quences individuelles importantes et pe\u0300se sur l\u2019ensemble du de\u0301 ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\" \/>\n<meta property=\"og:site_name\" content=\"B\u00e9nin\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-30T11:28:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-30T11:40:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/benin\/sites\/46\/2023\/09\/sm_1696061382.326149.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1256\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/benin\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Comment relever le d\u00e9fi de l\u2019inclusion financi\u00e8re en Afrique\",\"datePublished\":\"2023-09-30T11:28:31+00:00\",\"dateModified\":\"2023-09-30T11:40:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\"},\"wordCount\":372,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/benin\/sites\/46\/2023\/09\/sm_1696061382.326149.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Benin\",\"B\u00e9nin\"],\"articleSection\":[\"\u00c9conomie\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\",\"url\":\"https:\/\/www.africa-press.net\/benin\/economie\/comment-relever-le-defi-de-linclusion-financiere-en-afrique\",\"name\":\"Comment relever le d\u00e9fi de l\u2019inclusion financi\u00e8re en Afrique - 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