{"id":3583,"date":"2021-01-12T19:04:55","date_gmt":"2021-01-12T19:04:55","guid":{"rendered":"https:\/\/www.africa-press.com\/burkina-faso\/?p=3583"},"modified":"2021-01-12T17:12:53","modified_gmt":"2021-01-12T17:12:53","slug":"emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse","title":{"rendered":"Emile Yado Ou\u00e9draogo\u00a0: Un retrait\u00e9 au service de la jeunesse"},"content":{"rendered":"

Africa-Press<\/a> – Burkina Faso<\/a>. <\/strong><\/span>(B24) : Qu\u2019est-ce qui vous a motiv\u00e9 \u00e0 entreprendre apr\u00e8s votre retraite ?<\/p>\n

Emile Yado Ou\u00e9draogo (EYO) : Je suis de formation \u00e9conomiste-financier. J\u2019ai eu \u00e0 fr\u00e9quenter une \u00e9cole sup\u00e9rieure de commerce. Et mon souhait \u00e9tait, dans la mesure du possible, de cr\u00e9er une soci\u00e9t\u00e9. Quand j\u2019ai fini mes \u00e9tudes, il me fallait beaucoup d\u2019argent et je n\u2019avais pas effectivement ces fonds. Ce qui m\u2019a amen\u00e9 \u00e0 me faire employer. D\u2019abord dans une banque pendant une dizaine d\u2019ann\u00e9es. Ensuite, je suis all\u00e9 \u00e0 l\u2019international au Fonds de Solidarit\u00e9 Africain, une institution financi\u00e8re multilat\u00e9rale bas\u00e9e au Niger.<\/p>\n

Je suis rest\u00e9 pr\u00e8s de 20 ans jusqu\u2019\u00e0 la retraite. A mon retour me disant que suis toujours en parfaite sant\u00e9, je me suis dit que c\u2019\u00e9tait l\u2019occasion de cr\u00e9er cette soci\u00e9t\u00e9. Pour non seulement cr\u00e9er des emplois pour la jeunesse mais aussi accorder des cr\u00e9dits pour les porteurs de projets viables.<\/p>\n

B24 : Parlez-nous de la Soci\u00e9t\u00e9 d\u2019investissement et de d\u00e9veloppement (SID) EYO : La soci\u00e9t\u00e9 d\u2019investissement et de d\u00e9veloppement est une institution de microfinance qui a un capital de 485 millions de FCFA. Elle a pour vocation d\u2019essayer de venir en aide \u00e0 la population qui a des projets et qui recherche des financements.<\/p>\n

B24 : Quelle est la sp\u00e9cificit\u00e9 de votre soci\u00e9t\u00e9 ? EYO : Nous sommes une institution de microfinance. On s\u2019adresse \u00e0 des porteurs de petits projets. Puisque ce sont les banques qui s\u2019int\u00e9ressent aux porteurs des grands projets et nous venons en compl\u00e9ment. Nos interventions tournent autour d\u2019un minimum de 200 000 FCFA et un maximum de 50 millions FCFA.<\/p>\n

B24 : Dans quelle condition avez-vous mis en place cette soci\u00e9t\u00e9 ? EYO : A vrai dire, quand j\u2019\u00e9tais \u00e0 l\u2019international, j\u2019ai souscris \u00e0 une compagnie d\u2019assurance pour la retraite. Quand je devais aller \u00e0 la retraite, j\u2019avais \u00e0 peu pr\u00e8s 100 millions FCFA qui me revenaient par rapport \u00e0 la souscription \u00e0 l\u2019assurance.<\/p>\n

Avec cette somme et comme j\u2019avais ce b\u00e2timent que j\u2019ai cr\u00e9\u00e9, la soci\u00e9t\u00e9 avec un capital de 350 millions de FCFA. Apr\u00e8s, nous avons travaill\u00e9 \u00e0 augmenter le capital jusqu\u2019\u00e0 486 millions de FCFA pour r\u00e9pondre aux besoins de nos clients.<\/p>\n

Nous continuons d\u2019augmenter notre capital \u00e0 chaque fois que l\u2019occasion se pr\u00e9sente pour arriver \u00e0 un niveau qui nous permet d\u2019\u00eatre op\u00e9rationnels. B24 : Apr\u00e8s pr\u00e8s de 10 ans d\u2019exercice, quel bilan peut-on dresser actuellement ?<\/p>\n

EYO : Nous sommes \u00e0 notre 12e ann\u00e9e d\u2019exercice. Au niveau des primes octroy\u00e9es, nous sommes \u00e0 5,6 milliards de F CFA. Au niveau des imp\u00f4ts que nous avons eu \u00e0 payer \u00e0 l\u2019Etat, nous sommes \u00e0 354 millions de FCFA. Pour la cr\u00e9ation d\u2019emplois, nous sommes \u00e0 une vingtaine.<\/p>\n

Si les moyens nous permettent, selon nos plans d\u2019action, nous voulons d\u2019abord couvrir la ville de Ouagadougou, ensuite couvrir les chefs-lieux de provinces. B24 : Vous vous en sortez mieux financi\u00e8rement \u00e9tant entrepreneur ou employ\u00e9 ?<\/p>\n

EYO : J\u2019ai fait 30 ans en tant que salari\u00e9. Pendant ce temps, j\u2019ai eu le temps de construire des b\u00e2timents que je mets en location. M\u00eame sans \u00eatre en fonction ici, les loyers me permettent de vivre.<\/p>\n

Financi\u00e8rement parlant, je peux \u00eatre \u00e0 l\u2019aise sans travailler. Mais l\u2019ambition est d\u2019\u00eatre utile aux autres. C\u2019est ce qui m\u2019a amen\u00e9 \u00e0 ouvrir cette soci\u00e9t\u00e9. B24 : Quelles sont les perspectives de la soci\u00e9t\u00e9 d\u2019investissement et de d\u00e9veloppement ?<\/p>\n

EYO : Nous avons un plan d\u2019affaires. Actuellement, nous n\u2019avons que deux agences \u00e0 Ouagadougou. Nous comptons couvrir toute la ville de Ouagadougou et ensuite s\u2019int\u00e9resser aux chefs-lieux des provinces et aux autres r\u00e9gions.<\/p>\n

Pour le moment, le manque de ressources financi\u00e8res ralentit d\u2019abord nos plans d\u2019action. Nous travaillons sur fonds propres. Nous sommes les premiers \u00e0 opter la forme soci\u00e9t\u00e9, les autres structures de microfinance sont venues sous la forme coop\u00e9rative ou associative. C\u2019est maintenant que beaucoup nous ont suivis. Au d\u00e9but, ce n\u2019\u00e9tait pas facile.<\/p>\n

B24 : Un appel \u00e0 ceux qui veulent venir dans l\u2019entreprenariat ? EYO : Au Burkina Faso, le probl\u00e8me de ch\u00f4mage se pose avec acuit\u00e9. Si chacun \u00e0 son niveau pouvait apporter sa contribution, je pense que cela serait une bonne chose.<\/p>\n

Si avec ces petites structures, nous avons une vingtaine d\u2019employ\u00e9s, c\u2019est une \u00e9pine de moins dans les pieds. La fonction publique ne peut pas effectivement satisfaire toutes ces demandes d\u2019emplois. Il faut effectivement que l\u2019auto emploi soit une occasion pour permettre \u00e0 certaines couches de la population de pouvoir se d\u00e9velopper. J\u2019encourage les uns et les autres \u00e0 ne pas h\u00e9siter \u00e0 \u0153uvrer pour l\u2019auto emploi. Propos recueillis par Jules C\u00e9sar KABORE<\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Burkina Faso. (B24) : Qu\u2019est-ce qui vous a motiv\u00e9 \u00e0 entreprendre apr\u00e8s votre retraite ? Emile Yado Ou\u00e9draogo (EYO) : Je suis de formation \u00e9conomiste-financier. J\u2019ai eu \u00e0 fr\u00e9quenter une \u00e9cole sup\u00e9rieure de commerce. Et mon souhait \u00e9tait, dans la mesure du possible, de cr\u00e9er une soci\u00e9t\u00e9. Quand j\u2019ai fini mes \u00e9tudes, il […]<\/p>\n","protected":false},"author":82,"featured_media":3582,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,11,10],"tags":[111,725,29,896,895,585],"class_list":["post-3583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-homepage-french","category-toutes-les-actualites","tag-africa-press","tag-africa-press-burkina-faso","tag-burkina-faso","tag-emile-yado-ouedraogo","tag-microfinance","tag-societe-dinvestissement-et-de-developpement-sid"],"yoast_head":"\nEmile Yado Ou\u00e9draogo\u00a0: Un retrait\u00e9 au service de la jeunesse - Burkina Faso<\/title>\n<meta name=\"description\" content=\"(B24) : Qu\u2019est-ce qui vous a motiv\u00e9 \u00e0 entreprendre apr\u00e8s votre retraite ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Emile Yado Ou\u00e9draogo\u00a0: Un retrait\u00e9 au service de la jeunesse\" \/>\n<meta property=\"og:description\" content=\"(B24) : Qu\u2019est-ce qui vous a motiv\u00e9 \u00e0 entreprendre apr\u00e8s votre retraite ?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\" \/>\n<meta property=\"og:site_name\" content=\"Burkina Faso\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-12T19:04:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/burkina\/sites\/42\/2021\/01\/img-5ffdcaa802631.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"408\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Emile Yado Ou\u00e9draogo\u00a0: Un retrait\u00e9 au service de la jeunesse\",\"datePublished\":\"2021-01-12T19:04:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\"},\"wordCount\":819,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/burkina\/sites\/42\/2021\/01\/img-5ffdcaa802631.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Burkina Faso\",\"Burkina Faso\",\"Emile Yado Ou\u00e9draogo\",\"Microfinance\",\"soci\u00e9t\u00e9 d\u2019Investissement et de D\u00e9veloppement (SID)\"],\"articleSection\":[\"\u00c9conomie\",\"homepage-french\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\",\"url\":\"https:\/\/www.africa-press.net\/burkina-faso\/economie\/emile-yado-ouedraogo-un-retraite-au-service-de-la-jeunesse\",\"name\":\"Emile Yado Ou\u00e9draogo\u00a0: Un retrait\u00e9 au service de la jeunesse - 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