{"id":20669,"date":"2022-05-27T15:58:41","date_gmt":"2022-05-27T15:58:41","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/societe-generale-cameroun-menace-de-poursuivre-ses-clients-se-prevalant-de-livrets-depargne-supprimes-depuis-23-ans"},"modified":"2022-05-27T17:19:53","modified_gmt":"2022-05-27T17:19:53","slug":"societe-generale-cameroun-menace-de-poursuivre-ses-clients-se-prevalant-de-livrets-depargne-supprimes-depuis-23-ans","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/toutes-les-actualites\/societe-generale-cameroun-menace-de-poursuivre-ses-clients-se-prevalant-de-livrets-depargne-supprimes-depuis-23-ans","title":{"rendered":"Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Cameroun menace de poursuivre ses clients se pr\u00e9valant de livrets d\u2019\u00e9pargne supprim\u00e9s depuis 23 ans"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Cameroun. <\/strong><\/span>Investir au Cameroun) &#8211; Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Cameroun (SG-Cameroun) vient d\u2019ouvrir un front contre les livrets d\u2019\u00e9pargne que la banque a supprim\u00e9 et est cens\u00e9e avoir r\u00e9cup\u00e9r\u00e9 depuis 1999, il y a 23 ans. \u00ab\u2009Ces livrets ne peuvent aujourd\u2019hui \u00eatre opposables \u00e0 la banque, tout comme les effets qui peuvent y \u00eatre attach\u00e9s, tant il est impossible de dissocier le document comptable qui n\u2019est l\u00e9galement plus en possession de la banque, des droits \u00e9ventuellement rattach\u00e9s audit document\u2009\u00bb, d\u00e9clare la filiale de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale.<\/p>\n<p>Elle mart\u00e8le que des clients de Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Cameroun ne peuvent donc pas \u00e0 ce jour d\u00e9tenir des livrets d\u2019\u00e9pargne et s\u2019en pr\u00e9valoir, \u00ab\u2009sans s\u2019\u00eatre volontairement et frauduleusement soustraits \u00e0 cette obligation de restitution des livres d\u2019\u00e9pargne\u2009\u00bb. Par la m\u00eame occasion, la banque d\u00e9cline toute responsabilit\u00e9 pour ce livret d\u2019\u00e9pargne qui pourrait \u00eatre pr\u00e9sent\u00e9 \u00e0 ses bureaux, et se r\u00e9serve le droit d\u2019engager des poursuites \u00e0 l\u2019encontre des personnes qui voudront se pr\u00e9valoir de livrets d\u2019\u00e9pargne supprim\u00e9s il y a plus de deux d\u00e9cennies.<\/p>\n<p>SG-Cameroun fait cette sortie en r\u00e9action \u00e0 la r\u00e9apparition de ces livrets d\u2019\u00e9pargnes cens\u00e9s \u00eatre sortis de son syst\u00e8me bancaire depuis des d\u00e9cennies. En effet, indique la banque, courant juin 1999, en raison de la modernisation de ses moyens de paiement, il avait \u00e9t\u00e9 demand\u00e9 aux d\u00e9tenteurs des livrets d\u2019\u00e9pargne de les restituer, afin qu\u2019ils soient remplac\u00e9s notamment par des cartes bancaires.<\/p>\n<p>La banque pr\u00e9cise qu\u2019au bout de 10 ans (depuis 2009 pour le cas d\u2019esp\u00e8ce, NDLR), ces documents ne sont plus dans sa base de donn\u00e9es. Ceci conform\u00e9ment au r\u00e8glement du 11 avril 2010 portant pr\u00e9vention et r\u00e9pression du blanchiment des capitaux et du financement du terrorisme en Afrique centrale. \u00ab\u2009Sans pr\u00e9judice des dispositions prescrivant des obligations contraignantes, les institutions financi\u00e8res conservent pendant une dur\u00e9e de 10 ans, \u00e0 compter de la cl\u00f4ture de leurs comptes ou de la cessation de leurs relations avec leurs clients habituels ou occasionnels, les pi\u00e8ces et documents relatifs \u00e0 leur identit\u00e9\u2009\u00bb, indique son article 38. Le m\u00eame article prescrit aux banques de conserver \u00e9galement les pi\u00e8ces et documents relatifs aux op\u00e9rations qu\u2019ils ont effectu\u00e9es pendant dix ans apr\u00e8s ex\u00e9cution de l\u2019op\u00e9ration.<\/p>\n<p><b>Sylvain Andzongo<\/b><\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/cameroun\">Cameroun<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Cameroun. Investir au Cameroun) &#8211; Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Cameroun (SG-Cameroun) vient d\u2019ouvrir un front contre les livrets d\u2019\u00e9pargne que la banque a supprim\u00e9 et est cens\u00e9e avoir r\u00e9cup\u00e9r\u00e9 depuis 1999, il y a 23 ans. \u00ab\u2009Ces livrets ne peuvent aujourd\u2019hui \u00eatre opposables \u00e0 la banque, tout comme les effets qui peuvent y \u00eatre attach\u00e9s, [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":20668,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,11,10],"tags":[36,50,49],"class_list":["post-20669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-communaute","category-homepage-french","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - 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