{"id":33100,"date":"2022-12-12T16:50:06","date_gmt":"2022-12-12T16:50:06","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/cameroun-pme-difficile-acces-aux-prets-bancaires-2"},"modified":"2022-12-12T18:42:31","modified_gmt":"2022-12-12T18:42:31","slug":"cameroun-pme-difficile-acces-aux-prets-bancaires-2","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/cameroun-pme-difficile-acces-aux-prets-bancaires-2","title":{"rendered":"Cameroun-PME : difficile acc\u00e8s aux pr\u00eats bancaires"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Cameroun. <\/strong><\/span>Plusieurs obstacles ont e\u0301te\u0301 cite\u0301s a\u0300 Douala au Gicam, lors du forum de la PME camerounaise.<\/p>\n<p>Environnement e\u0301conomique difficile pour les PME au Cameroun. En 2021, les chiffres annonc\u0327aient que le Cameroun compte plus de 200.000 petites et moyennes entreprises.<\/p>\n<p>Avec une repre\u0301sentativite\u0301 de plus de 90% du tissu e\u0301conomique, les PME ge\u0301ne\u0300rent 67% des emplois cre\u0301e\u0301s par les entreprises au Cameroun et affichent un chiffre d\u2019affaires de 34% du monde des entreprises.<\/p>\n<p>Cependant plusieurs obstacles empe\u0302chent aux porteurs de projets de se de\u0301velopper et donc d\u2019e\u0302tre compe\u0301titifs. Le Gicam de\u0301nombre au rang des difficulte\u0301s, la fiscalite\u0301 pour 58,8%, la corruption pour 50,6%, l\u2019acce\u0300s au cre\u0301dit pour 37,6%, les formalite\u0301s administratives pour 35,2%, la concurrence de\u0301loyale pour 25,8%, et le cou\u0302t de financement cre\u0301dit pour 18%. C\u2019est dire qu\u2019apre\u0300s la fiscalite\u0301 et la corruption, le principal de\u0301fi de la PME camerounaise est l\u2019acce\u0300s au financement.<\/p>\n<p>D\u2019apre\u0300s le pre\u0301sident de la Commission de De\u0301veloppement des PME au Gicam, la part des cre\u0301dits bancaires accorde\u0301s aux PME reste faible. \u00ab En 2020, sur un montant de plus de 3609 milliards de FCFA, seulement 450 milliards ont e\u0301te\u0301 capte\u0301s par les PME soit 12,% du volume total. La me\u0302me anne\u0301e, 68% des cre\u0301dits bancaires re\u0301serve\u0301s aux grandes entreprises alors qu\u2019elles ne re pre\u0301sentent que 1% des effectifs des entreprises au Cameroun \u00bb, indique Andre\u0301 Kwam. A ce faible financement, il faut ajouter un cou\u0302t e\u0301leve\u0301 du cre\u0301dit.<\/p>\n<p>A ce titre, le forum a propose\u0301 aux PME de privile\u0301gier les solutions de financement alternatif n\u2019imposant pas de garanties, a\u0300 l\u2019instar du leasing, et du financement contractuel.<\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/cameroun\">Cameroun<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Cameroun. Plusieurs obstacles ont e\u0301te\u0301 cite\u0301s a\u0300 Douala au Gicam, lors du forum de la PME camerounaise. Environnement e\u0301conomique difficile pour les PME au Cameroun. En 2021, les chiffres annonc\u0327aient que le Cameroun compte plus de 200.000 petites et moyennes entreprises. Avec une repre\u0301sentativite\u0301 de plus de 90% du tissu e\u0301conomique, les PME [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":33099,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-33100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cameroun-PME : difficile acc\u00e8s aux pr\u00eats bancaires - Cameroun<\/title>\n<meta name=\"description\" content=\"Plusieurs obstacles ont e\u0301te\u0301 cite\u0301s a\u0300 Douala au Gicam, lors du forum de la PME camerounaise. 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