{"id":41895,"date":"2023-04-14T12:43:23","date_gmt":"2023-04-14T12:43:23","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/les-prets-bancaires-progressent-de-8-en-janvier-2023-au-cameroun-malgre-un-resserrement-de-la-politique-monetaire"},"modified":"2023-04-14T13:24:13","modified_gmt":"2023-04-14T13:24:13","slug":"les-prets-bancaires-progressent-de-8-en-janvier-2023-au-cameroun-malgre-un-resserrement-de-la-politique-monetaire","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/les-prets-bancaires-progressent-de-8-en-janvier-2023-au-cameroun-malgre-un-resserrement-de-la-politique-monetaire","title":{"rendered":"Les pr\u00eats bancaires progressent de 8% en janvier 2023 au Cameroun, malgr\u00e9 un resserrement de la politique mon\u00e9taire"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Cameroun. <\/strong><\/span>Investir au Cameroun) &#8211; Le volume des pre\u0302ts bancaires servis aux agents e\u0301conomiques (me\u0301nages, entreprises publiques et prive\u0301es, E\u0301tats&#8230;) par les 17 e\u0301tablissements de cre\u0301dit en activite\u0301 au Cameroun (La Re\u0301gionale n\u2019y figure toujours pas) est ressorti a\u0300 4 758 milliards de FCFA au 31 janvier 2023, selon les donne\u0301es du marche\u0301 bancaire.<\/p>\n<p>Par rapport a\u0300 la me\u0302me pe\u0301riode un an plus to\u0302t, ce chiffre enregistre une progression de 8,1% ce qui n\u2019est pas en conformite\u0301 avec l\u2019orientation que la Banque centrale donne a\u0300 sa politique mone\u0301taire depuis plus d\u2019un an. En effet, apre\u0300s une anne\u0301e 2020 ou\u0300 elle a assoupli ses conditions de refinancements afin de soutenir les e\u0301conomies de la sous-re\u0301gion affecte\u0301es par la crise sanitaire du Covid-19, la Beac a change\u0301 d\u2019orientation, de\u0300s fin 2021, en donnant une trajectoire haussie\u0300re a\u0300 ses taux directeurs, afin de pousser les banques a\u0300 augmenter leurs propres taux d\u2019inte\u0301re\u0302t et ainsi de\u0301courager les agents e\u0301conomiques. En mars dernier, l\u2019institut d\u2019e\u0301mission mone\u0301taire relevait, pour la 4e fois depuis de\u0301cembre 2021, ses taux directeurs a\u0300 5% pour le taux d\u2019inte\u0301re\u0302t des appels d\u2019offres (Tiao) et a\u0300 6,75% pour le taux de la facilite\u0301 de pre\u0302t marginal (TFPM).<\/p>\n<p>En the\u0301orie, cette de\u0301marche vise a\u0300 re\u0301duire la cre\u0301ation mone\u0301taire et juguler l\u2019augmentation des prix a\u0300 la consommation ; l\u2019inflation devrait atteindre 6,4% dans la Cemac cette anne\u0301e. En pratique, les donne\u0301es du marche\u0301 bancaire permettent de relativiser l\u2019incidence des taux directeurs de la Beac sur l\u2019e\u0301conomie re\u0301elle, du moins pour ce qui est du Cameroun.<\/p>\n<p>La cartographie du marche\u0301 du cre\u0301dit montre que les entreprises prive\u0301es sont les mieux servies aupre\u0300s des guichets des banques. Leurs cre\u0301ances ont culmine\u0301 a\u0300 2 695,5 milliards de FCFA contre 2374,8 milliards un an en arrie\u0300re. A\u0300 contrario, les banques ont re\u0301duit de 4,2% leur exposition sur l\u2019E\u0301tat avec un encours de 848,5 milliards de FCFA contre 885,8 milliards de FCFA en janvier 2022.<\/p>\n<p>Par pre\u0302teur, le marche\u0301 reste domine\u0301 par Afriland First Bank avec 1037 milliards d\u2019encours, suivie de Socie\u0301te\u0301 Ge\u0301ne\u0301rale Cameroun (721 milliards de FCFA) et de SCB (476,7 milliards). Bicec (460 milliards) et CBC (381 milliards) comple\u0300tent un quinte\u0301 de te\u0302te qui contro\u0302le plus de 64,5% de parts de marche\u0301.<\/p>\n<p><b>Ce\u0301drick Jiongo<\/b><\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/cameroun\">Cameroun<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Cameroun. Investir au Cameroun) &#8211; Le volume des pre\u0302ts bancaires servis aux agents e\u0301conomiques (me\u0301nages, entreprises publiques et prive\u0301es, E\u0301tats&#8230;) par les 17 e\u0301tablissements de cre\u0301dit en activite\u0301 au Cameroun (La Re\u0301gionale n\u2019y figure toujours pas) est ressorti a\u0300 4 758 milliards de FCFA au 31 janvier 2023, selon les donne\u0301es du marche\u0301 [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":41892,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-41895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Les pr\u00eats bancaires progressent de 8% en janvier 2023 au Cameroun, malgr\u00e9 un resserrement de la politique mon\u00e9taire - 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