{"id":55401,"date":"2023-11-09T22:03:04","date_gmt":"2023-11-09T22:03:04","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/transactions-financieres-comment-le-mobile-money-concurrence-les-banques-dans-les-pays-de-la-cemac"},"modified":"2023-11-11T11:52:49","modified_gmt":"2023-11-11T11:52:49","slug":"transactions-financieres-comment-le-mobile-money-concurrence-les-banques-dans-les-pays-de-la-cemac","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/transactions-financieres-comment-le-mobile-money-concurrence-les-banques-dans-les-pays-de-la-cemac","title":{"rendered":"Transactions financi\u00e8res\u00a0: comment le Mobile Money concurrence les banques dans les pays de la Cemac"},"content":{"rendered":"

Africa-Press – Cameroun. <\/strong><\/span>Investir au Cameroun) – Avec 37 millions de comptes en 2022, le Mobile Money se pose de\u0301sormais en ve\u0301ritable concurrent des banques classiques en matie\u0300re de transactions financie\u0300res dans la zone Cemac (Cameroun, Congo, Gabon, Tchad, RCA et Guine\u0301e e\u0301quatoriale). En effet, selon le rapport sur les services de paiement dans cet espace communautaire en 2022, que vient de publier la Beac, l\u2019institut d\u2019e\u0301mission commun aux pays de la Cemac, \u00ab en nombre, l\u2019instrument de paiement le plus utilise\u0301 est le virement instantane\u0301 de la monnaie e\u0301lectronique \u00bb.<\/p>\n

En effet, a\u0300 en croire le document, au cours de l\u2019anne\u0301e 2022, plus de 96% des transactions (2,3 milliards d\u2019ope\u0301rations) effectue\u0301es dans la zone Cemac l\u2019ont e\u0301te\u0301 via le Mobile Money, contre seulement 2% des transactions (48,3 millions d\u2019ope\u0301rations) au moyen du virement bancaire classique et des cartes. Mais, malgre\u0301 cette perce\u0301e des services financiers via le mobile, force est de constater que le Mobile Money demeure l\u2019apanage des agents e\u0301conomiques effectuant des transactions sur de petits montants.<\/p>\n

Car, selon le rapport de la Beac, les transactions les plus importantes en valeur restent la chasse garde\u0301e des banques classiques. \u00ab En valeur, les virements classiques viennent en premie\u0300re place avec 44% des transactions, soit 48 573 milliards de francs CFA, suivi des virements instantane\u0301s de la monnaie e\u0301lectronique utilise\u0301 dans 21% des transactions (23 332 milliards de francs CFA). Les virements (toutes cate\u0301gories confondues) repre\u0301sentent 65% de la valeur des toutes les transactions de la zone \u00bb, indique le rapport sus-mentionne\u0301.<\/p>\n

Pour rappel, selon la banque centrale, en 2022, la Cemac comprenait 498 prestataires de services de paiement. 2,4 milliards de transactions ont e\u0301te\u0301 re\u0301alise\u0301es au cours de la pe\u0301riode sous revue, pour un montant total de\u0301passant 107 126 milliards de FCFA.<\/p>\n

Pour plus d’informations et d’analyses sur la Cameroun<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Cameroun. Investir au Cameroun) – Avec 37 millions de comptes en 2022, le Mobile Money se pose de\u0301sormais en ve\u0301ritable concurrent des banques classiques en matie\u0300re de transactions financie\u0300res dans la zone Cemac (Cameroun, Congo, Gabon, Tchad, RCA et Guine\u0301e e\u0301quatoriale). En effet, selon le rapport sur les services de paiement dans cet […]<\/p>\n","protected":false},"author":82,"featured_media":55400,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-55401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"\nTransactions financi\u00e8res\u00a0: comment le Mobile Money concurrence les banques dans les pays de la Cemac - Cameroun<\/title>\n<meta name=\"description\" content=\"Investir au Cameroun) - Avec 37 millions de comptes en 2022, le Mobile Money se pose de\u0301sormais en ve\u0301ritable concurrent ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/cameroun\/economie\/transactions-financieres-comment-le-mobile-money-concurrence-les-banques-dans-les-pays-de-la-cemac\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transactions financi\u00e8res\u00a0: comment le Mobile Money concurrence les banques dans les pays de la Cemac\" \/>\n<meta property=\"og:description\" content=\"Investir au Cameroun) - 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