{"id":62992,"date":"2024-03-22T21:52:59","date_gmt":"2024-03-22T21:52:59","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/assurance-automobile-letat-menace-de-sanctionner-les-compagnies-qui-sous-evaluent-les-primes"},"modified":"2024-03-29T13:52:48","modified_gmt":"2024-03-29T13:52:48","slug":"assurance-automobile-letat-menace-de-sanctionner-les-compagnies-qui-sous-evaluent-les-primes","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/assurance-automobile-letat-menace-de-sanctionner-les-compagnies-qui-sous-evaluent-les-primes","title":{"rendered":"Assurance automobile : l\u2019\u00c9tat menace de sanctionner les compagnies qui sous-\u00e9valuent les primes"},"content":{"rendered":"

Africa-Press – Cameroun. <\/strong><\/span>Investir au Cameroun) – Dans une circulaire signe\u0301e le 7 mars 2024, le ministre des Finances, Louis Paul Motaze (photo), invite les compagnies d\u2019assurances et les interme\u0301diaires au respect strict des modalite\u0301s de souscription des polices d\u2019assurance de responsabilite\u0301 civile automobile. Le membre du gouvernement dit constater que \u00ab ces entreprises commercialisent l\u2019assurance automobile a\u0300 des montants de primes infe\u0301rieurs a\u0300 ceux pre\u0301vus \u00bb par l\u2019arre\u0302te\u0301 du 16 novembre 1994, fixant les tarifs applicables aux ve\u0301hicules terrestre a\u0300 moteur.<\/p>\n

Ce texte pre\u0301cise que la fixation de la prime d\u2019assurance automobile de\u0301pend d\u2019un certain nombre de crite\u0300res a\u0300 savoir: le nombre de chevaux, la zone de circulation, la source d\u2019e\u0301nergie, la cate\u0301gorie du ve\u0301hicule. A\u0300 titre d\u2019illustration, un ve\u0301hicule de cate\u0301gorie 4B (car de transport) dont le nombre de places en plus du chauffeur, varie de 9 a\u0300 19, et consommant de l\u2019essence 7-10 ou du diesel jusqu\u2019a\u0300 7, paie annuellement 364 614 FCFA de prime. Le me\u0302me ve\u0301hicule, qui consomme l\u2019essence 11-14 ou du diesel 8-10 au nombre de places identiques, paie en revanche une prime annuelle de 453 331 FCFA, soit une diffe\u0301rence de 88 717 FCFA.<\/p>\n

Pre\u0301servation des recettes fiscales <\/b><\/p>\n

Pour Louis Paul Motaze, la commercialisation de l\u2019assurance automobile a\u0300 des montants infe\u0301rieurs a\u0300 la re\u0300glementation est une pratique anticoncurrentielle, qui plombe l\u2019activite\u0301 d\u2019assurance. A\u0300 en croire le membre du gouvernement, cette pratique a des conse\u0301quences sur \u00ab le re\u0300glement des sinistres, les recettes fiscales et encourage le de\u0301veloppement des rapports commerciaux atypiques \u00bb. \u00ab Les entreprises d\u2019assurances et les interme\u0301diaires qui persisteront dans cette pratique ille\u0301gale s\u2019exposent aux sanctions pre\u0301vues par la re\u0300glementation en vigueur \u00bb, menace le ministre des Finances. Il annonce que ses services prendront, au moment opportun, les dispositions ne\u0301cessaires \u00ab en vue de la pre\u0301servation des inte\u0301re\u0302ts du Tre\u0301sor public \u00bb.<\/p>\n

D\u2019apre\u0300s un assureur, le montant de la prime a une incidence sur le volume des recettes a\u0300 redistribuer a\u0300 tous les acteurs de la chai\u0302ne. Ce dernier rappelle que l\u2019E\u0301tat pre\u0301le\u0300ve la TVA (19,25%) sur l\u2019ensemble des recettes constitue\u0301es de la prime nette (tarification de base), des accessoires (frais de documentation) et du fichier central (portion de la prime destine\u0301e a\u0300 centraliser le fichier national des sinistres, etc.).<\/p>\n

Fre\u0301de\u0301ric Nonos<\/b><\/p>\n

Pour plus d’informations et d’analyses sur la Cameroun<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Cameroun. Investir au Cameroun) – Dans une circulaire signe\u0301e le 7 mars 2024, le ministre des Finances, Louis Paul Motaze (photo), invite les compagnies d\u2019assurances et les interme\u0301diaires au respect strict des modalite\u0301s de souscription des polices d\u2019assurance de responsabilite\u0301 civile automobile. Le membre du gouvernement dit constater que \u00ab ces entreprises commercialisent […]<\/p>\n","protected":false},"author":82,"featured_media":62991,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-62992","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"\nAssurance automobile : l\u2019\u00c9tat menace de sanctionner les compagnies qui sous-\u00e9valuent les primes - Cameroun<\/title>\n<meta name=\"description\" content=\"Investir au Cameroun) - Dans une circulaire signe\u0301e le 7 mars 2024, le ministre des Finances, Louis Paul Motaze (photo), ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/cameroun\/economie\/assurance-automobile-letat-menace-de-sanctionner-les-compagnies-qui-sous-evaluent-les-primes\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance automobile : l\u2019\u00c9tat menace de sanctionner les compagnies qui sous-\u00e9valuent les primes\" \/>\n<meta property=\"og:description\" content=\"Investir au Cameroun) - 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