{"id":64021,"date":"2024-04-25T11:06:58","date_gmt":"2024-04-25T11:06:58","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/developpement-local-la-finance-islamique-proposee-aux-communes-comme-alternative-au-financement-des-projets"},"modified":"2024-04-25T13:25:05","modified_gmt":"2024-04-25T13:25:05","slug":"developpement-local-la-finance-islamique-proposee-aux-communes-comme-alternative-au-financement-des-projets","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/developpement-local-la-finance-islamique-proposee-aux-communes-comme-alternative-au-financement-des-projets","title":{"rendered":"D\u00e9veloppement local : la finance islamique propos\u00e9e aux communes comme alternative au financement des projets"},"content":{"rendered":"

Africa-Press – Cameroun. <\/strong><\/span>Investir au Cameroun) – Cyrille Ngnang, maire de Bafoussam 1er, dans la re\u0301gion de l\u2019Ouest, a fait le de\u0301placement pour Yaounde\u0301, afin d\u2019en apprendre un peu plus sur la finance islamique et obtenir une piste de financement, notamment pour le projet d\u2019adduction d\u2019eau potable pour les populations rurales de sa commune. \u00ab Nous sommes venus avec quatre collaborateurs pour comprendre comment c\u0327a se passe. La commune a des projets volumineux, mais nous n\u2019avons pas assez de moyens. Si la finance islamique peut nous permettre d\u2019avoir de l\u2019argent et de rembourser me\u0302me a\u0300 moyen terme, cela fera du bien aux populations de notre commune \u00bb, dit-il.<\/p>\n

Le premier magistrat de la commune de Bafoussam 1er s\u2019exprimait ainsi a\u0300 l\u2019ouverture des deuxie\u0300mes \u00ab Journe\u0301es communautaires de la finance islamique-Cemac \u00bb, qui se tiennent du 22 au 26 avril 2024 a\u0300 Yaounde\u0301, sous le the\u0300me: \u00ab Les me\u0301canismes de financement du de\u0301veloppement inclusif et durable des collectivite\u0301s territoriales de\u0301centralise\u0301es (CTD) au Cameroun \u00bb. L\u2019e\u0301ve\u0301nement se propose de sensibiliser les CTD a\u0300 la compre\u0301hension et a\u0300 la maitrise du processus de la finance islamique, afin de relever les de\u0301fis auxquels les collectivite\u0301s territoriales sont confronte\u0301es, tout en renforc\u0327ant la re\u0301silience des communaute\u0301s locales.<\/p>\n

En effet, Louis Silvain Belibi Noah, pre\u0301sident du cabinet African Islamic Finance Consulting (AIFC), initiateur de ces journe\u0301es communautaires, affirme que la finance islamique est une alternative pour les communes qui rencontrent des difficulte\u0301s pour acce\u0301der aux marche\u0301s financiers classiques, alors qu\u2019elles sont appele\u0301es a\u0300 jouer un ro\u0302le incitatif dans le de\u0301veloppement e\u0301conomique local dans le cadre du processus de de\u0301centralisation en cours dans le pays. Cet expert financier explique que l\u2019un des principes fondamentaux en matie\u0300re de finance islamique est la se\u0301paration des activite\u0301s de la banque islamique de celles de la banque classique.<\/p>\n

\u00ab La finance islamique est un syste\u0300me financier mondialement reconnu, qui met l\u2019homme au centre de tous ses inte\u0301re\u0302ts. Le syste\u0300me global, lui, demande de vendre de l\u2019argent contre des inte\u0301re\u0302ts, alors que la finance islamique dit aux gens de travailler, de gagner de l\u2019argent et de partager les be\u0301ne\u0301ficies \u00bb, affirme Louis Silvain Belibi Noah. En effet, la finance islamique regroupe les transactions et produits financiers conformes aux principes de la loi coranique. Elle suppose l\u2019interdiction de l\u2019inte\u0301re\u0302t et de la spe\u0301culation, l\u2019interdiction d\u2019investir dans des secteurs conside\u0301re\u0301s comme illicites (alcool, tabac, paris sur les jeux, etc.), ainsi que le respect du principe de partage des pertes et des profits.<\/p>\n

Au Cameroun, l\u2019activite\u0301 est encore \u00ab embryonnaire \u00bb, comme le reconnai\u0302t Louis Silvain Belibi Noah et me\u0302me les autorite\u0301s publiques. Afriland First Bank, Ecobank et CCA Bank sont les quelques rares e\u0301tablissements qui disposent d\u2019une fene\u0302tre islamique. L\u2019Etat pre\u0301voit toutefois d\u2019ouvrir plusieurs lignes de financement islamique d\u2019un montant global de 3 milliards de FCFA aupre\u0300s des e\u0301tablissements de cre\u0301dit et de microfinances locaux, dans le cadre de sa Strate\u0301gie nationale de la finance inclusive (SNFI) 2023-2027 e\u0301labore\u0301e par le ministe\u0300re des Finances (Minfi).<\/p>\n

Patricia Ngo Ngouem<\/b><\/p>\n

Pour plus d’informations et d’analyses sur la Cameroun<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Cameroun. Investir au Cameroun) – Cyrille Ngnang, maire de Bafoussam 1er, dans la re\u0301gion de l\u2019Ouest, a fait le de\u0301placement pour Yaounde\u0301, afin d\u2019en apprendre un peu plus sur la finance islamique et obtenir une piste de financement, notamment pour le projet d\u2019adduction d\u2019eau potable pour les populations rurales de sa commune. \u00ab […]<\/p>\n","protected":false},"author":82,"featured_media":64020,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-64021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"\nD\u00e9veloppement local : la finance islamique propos\u00e9e aux communes comme alternative au financement des projets - Cameroun<\/title>\n<meta name=\"description\" content=\"Investir au Cameroun) - 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