{"id":64186,"date":"2024-04-27T12:16:45","date_gmt":"2024-04-27T12:16:45","guid":{"rendered":"https:\/\/www.africa-press.net\/cameroun\/politique\/mobile-money-en-5-ans-le-nombre-dutilisateurs-augmente-de-128-au-cameroun-ins"},"modified":"2024-04-27T13:13:03","modified_gmt":"2024-04-27T13:13:03","slug":"mobile-money-en-5-ans-le-nombre-dutilisateurs-augmente-de-128-au-cameroun-ins","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cameroun\/economie\/mobile-money-en-5-ans-le-nombre-dutilisateurs-augmente-de-128-au-cameroun-ins","title":{"rendered":"Mobile Money : en 5 ans, le nombre d\u2019utilisateurs augmente de 12,8% au Cameroun (INS)"},"content":{"rendered":"

Africa-Press – Cameroun. <\/strong><\/span>Investir au Cameroun) – L\u2019utilisation du service mobile Money a \u00ab particulie\u0300rement augmente\u0301 \u00bb au Cameroun, passant de 29,9% en 2017 a\u0300 42,7% en 2022 pour l\u2019ensemble de la population a\u0302ge\u0301e de 15 ans ou plus, d\u2019apre\u0300s les re\u0301sultats de la 5e Enque\u0302te camerounaise aupre\u0300s des me\u0301nages (Ecam 5) rendus publics le 24 avril 2024 par l\u2019Institut national de la statistique (INS). Ces chiffres montrent une augmentation de 12,8% en cinq ans. L\u2019organe en charge de la statistique au Cameroun n\u2019explique toutefois pas cette croissance des services d\u2019argent mobile.<\/p>\n

Il convient toutefois de noter que la pande\u0301mie de Covid-19 a permis a\u0300 de nombreuses personnes d\u2019acce\u0301der aux services de Mobile Money. Dans bien des cas, il s\u2019agissait de nouveaux utilisateurs qui se servent de\u0301sormais de ces services pour leurs besoins quotidiens. Une des mesures encourage\u0301es par le gouvernement camerounais pour endiguer la propagation du virus consistait a\u0300 limiter le contact avec l\u2019argent en espe\u0300ces dans les transactions financie\u0300res au profit du Mobile Money, mais aussi de l\u2019e-paiement et du mobile banking.<\/p>\n

Au plus fort de la crise sanitaire, Orange Cameroun et MTN Cameroon, qui se partagent le marche\u0301 (en attendant l\u2019arrive\u0301e de \u00ab Blue Money \u00bb, le service de Mobile Money de Camtel, l\u2019ope\u0301rateur public de te\u0301le\u0301coms) avaient notamment multiplie\u0301 les re\u0301ductions ou suspensions des frais sur les transactions de transfert d\u2019argent entre particuliers et le paiement de factures (eau et e\u0301lectricite\u0301 notamment) pour amener les usagers a\u0300 privile\u0301gier les services e\u0301lectroniques. Cette croissance des ope\u0301rations de Mobile Money pourrait ainsi s\u2019expliquer par le fait que l\u2019usage des paiements nume\u0301riques impose\u0301 par la pande\u0301mie est reste\u0301 une habitude. Il faut e\u0301galement souligner que Mobile Money est de plus en plus en admis comme moyen de paiement. De\u0301sormais, on peut par exemple payer les impo\u0302ts ou recevoir les prestations sociales par OM.<\/p>\n

Selon la Banque des E\u0301tats de l\u2019Afrique centrale (Beac), l\u2019institut d\u2019e\u0301mission commun aux pays de la Cemac (Cameroun, Congo, Gabon, Tchad, RCA et Guine\u0301e e\u0301quatoriale), plus de 96% des transactions financie\u0300res (2,3 milliards d\u2019ope\u0301rations) effectue\u0301es dans la zone l\u2019ont e\u0301te\u0301 via le Mobile Money, contre seulement 2% des transactions (48,3 millions d\u2019ope\u0301rations) au moyen du virement bancaire classique et des cartes. Malgre\u0301 cette perce\u0301e du Mobile Money qui contribue a\u0300 faire progresser l\u2019inclusion financie\u0300re en offrant a\u0300 des personnes non bancarise\u0301es la possibilite\u0301 d\u2019acce\u0301der enfin a\u0300 des services financiers formels, les transactions les plus importantes en valeur restent la chasse garde\u0301e des banques classiques, selon la Beac.<\/p>\n

\u00ab En valeur, les virements classiques viennent en premie\u0300re place avec 44% des transactions, soit 48 573 milliards de FCFA, suivi des virements instantane\u0301s de la monnaie e\u0301lectronique utilise\u0301 dans 21% des transactions (23 332 milliards de FCFA). Les virements (toutes cate\u0301gories confondues) repre\u0301sentent 65% de la valeur des toutes les transactions de la zone \u00bb, indique l\u2019institution financie\u0300re dans son Rapport sur les services de paiement dans la Cemac en 2022. Le document de la Beac pre\u0301cise que le Cameroun est le pays ou\u0300 sont exe\u0301cute\u0301es la majorite\u0301 des transactions tant en nombre (71%, soit 1,7 milliard d\u2019ope\u0301rations) qu\u2019en valeur (55%, soit 59 003 milliards de FCFA). Le pays est suivi du Congo qui occupe la deuxie\u0300me place en nombre (15%, soit 364 millions de transactions), tandis que le Gabon vient en deuxie\u0300me place en termes de valeur (15%, soit 16 164 milliards de FCFA).<\/p>\n

Pour plus d’informations et d’analyses sur la Cameroun<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Cameroun. Investir au Cameroun) – L\u2019utilisation du service mobile Money a \u00ab particulie\u0300rement augmente\u0301 \u00bb au Cameroun, passant de 29,9% en 2017 a\u0300 42,7% en 2022 pour l\u2019ensemble de la population a\u0302ge\u0301e de 15 ans ou plus, d\u2019apre\u0300s les re\u0301sultats de la 5e Enque\u0302te camerounaise aupre\u0300s des me\u0301nages (Ecam 5) rendus publics le […]<\/p>\n","protected":false},"author":82,"featured_media":64185,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-64186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cameroun","tag-cameroun"],"yoast_head":"\nMobile Money : en 5 ans, le nombre d\u2019utilisateurs augmente de 12,8% au Cameroun (INS) - Cameroun<\/title>\n<meta name=\"description\" content=\"Investir au Cameroun) - 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