{"id":110236,"date":"2025-12-14T06:49:38","date_gmt":"2025-12-14T06:49:38","guid":{"rendered":"https:\/\/www.africa-press.net\/cotedivoire\/politique\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards"},"modified":"2025-12-14T07:00:27","modified_gmt":"2025-12-14T07:00:27","slug":"transactions-mobile-money-en-afrique-atteignent-1-100-milliards","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards","title":{"rendered":"Transactions Mobile Money en Afrique atteignent 1 100 milliards $"},"content":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. <\/strong><\/span>Avec plus d\u2019un milliard de comptes enregistre\u0301s et 70 % des transactions mondiales de monnaie mobile concentre\u0301es sur son sol, l\u2019Afrique est devenue en 2024 le c\u0153ur battant du Mobile Money. Selon l\u2019Association mondiale des ope\u0301rateurs de te\u0301le\u0301phonie (GSMA), le volume des transactions a atteint 1 100 milliards de dollars, attirant de\u0301sormais les regards des ge\u0301ants financiers internationaux.<\/b><\/p>\n

L\u2019Afrique est souvent de\u0301crite comme le continent de l\u2019innovation \u00ab par ne\u0301cessite\u0301 \u00bb. Dans un contexte marque\u0301 par la faible bancarisation et l\u2019e\u0301loignement ge\u0301ographique des institutions financie\u0300res classiques, le Mobile Money est devenu une ve\u0301ritable re\u0301volution silencieuse. Aujourd\u2019hui, plus de 1 milliard de comptes actifs sont recense\u0301s sur le continent, une progression fulgurante en moins de deux de\u0301cennies.<\/p>\n

D\u2019apre\u0300s la GSMA, 70 % de l\u2019ensemble des transactions mondiales de monnaie mobile se de\u0301roulent en Afrique. Le chiffre impressionne: 1 100 milliards de dollars ont circule\u0301 via les portefeuilles e\u0301lectroniques en 2024. Ce syste\u0300me, initialement pense\u0301 pour envoyer de petites sommes entre proches, est de\u0301sormais un levier majeur de paiements marchands, de micro-cre\u0301dit, d\u2019e\u0301pargne et me\u0302me de collecte fiscale.<\/p>\n

Cette vitalite\u0301 n\u2019a pas e\u0301chappe\u0301 aux mastodontes de la finance mondiale. MasterCard, Visa, PayPal, ainsi que de puissants fonds d\u2019investissement scrutent avec attention le marche\u0301 africain. Leur inte\u0301re\u0302t est double: d\u2019une part, capter une cliente\u0300le jeune et dynamique, d\u2019autre part, s\u2019implanter dans un e\u0301cosyste\u0300me ou\u0300 le nume\u0301rique devance largement les banques traditionnelles.<\/p>\n

Lire aussi: Mobile Money: l\u2019Afrique centrale en pleine monte\u0301e dans la re\u0301volution nume\u0301rique<\/p>\n

Le Kenya, pionnier avec M-Pesa, continue de servir de mode\u0300le, mais d\u2019autres pays suivent rapidement. Le Ghana, la Co\u0302te d\u2019Ivoire, le Se\u0301ne\u0301gal, le Nige\u0301ria et la Tanzanie affichent des croissances exponentielles. Dans certains de ces pays, le volume des transactions Mobile Money de\u0301passe de\u0301sormais le produit inte\u0301rieur brut (PIB).<\/p>\n

Si le potentiel est immense, les de\u0301fis ne manquent pas. L\u2019interope\u0301rabilite\u0301 entre ope\u0301rateurs reste limite\u0301e, les frais de transaction juge\u0301s parfois trop e\u0301leve\u0301s, et la re\u0301gulation financie\u0300re encore inadapte\u0301e aux innovations galopantes. De plus, la cyberse\u0301curite\u0301 et la protection des donne\u0301es des usagers constituent des enjeux cruciaux dans un continent ou\u0300 la confiance dans les institutions est fragile.<\/p>\n

Pourtant, malgre\u0301 ces obstacles, l\u2019Afrique impose sa marque au monde. En devenant le \u00ab laboratoire plane\u0301taire \u00bb du Mobile Money, le continent ne se contente plus d\u2019adopter les technologies importe\u0301es: il les invente, les adapte et les exporte. Les regards tourne\u0301s vers lui prouvent que la finance mondiale n\u2019a d\u2019autre choix que de compter de\u0301sormais avec cette nouvelle puissance nume\u0301rique venue du Sud.<\/p>\n

Pour plus d’informations et d’analyses sur la C\u00f4te d’Ivoire<\/span>, suivez Africa-Press<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. Avec plus d\u2019un milliard de comptes enregistre\u0301s et 70 % des transactions mondiales de monnaie mobile concentre\u0301es sur son sol, l\u2019Afrique est devenue en 2024 le c\u0153ur battant du Mobile Money. Selon l\u2019Association mondiale des ope\u0301rateurs de te\u0301le\u0301phonie (GSMA), le volume des transactions a atteint 1 100 milliards de dollars, attirant […]<\/p>\n","protected":false},"author":82,"featured_media":110235,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[29],"class_list":["post-110236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-cote-divoire"],"yoast_head":"\nTransactions Mobile Money en Afrique atteignent 1 100 milliards $ - C\u00f4te d'Ivoire<\/title>\n<meta name=\"description\" content=\"Avec plus d\u2019un milliard de comptes enregistre\u0301s et 70 % des transactions mondiales de monnaie mobile concentre\u0301es sur ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transactions Mobile Money en Afrique atteignent 1 100 milliards $\" \/>\n<meta property=\"og:description\" content=\"Avec plus d\u2019un milliard de comptes enregistre\u0301s et 70 % des transactions mondiales de monnaie mobile concentre\u0301es sur ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\" \/>\n<meta property=\"og:site_name\" content=\"C\u00f4te d'Ivoire\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-14T06:49:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-14T07:00:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2025\/12\/sm_1765682778.303691.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Transactions Mobile Money en Afrique atteignent 1 100 milliards $\",\"datePublished\":\"2025-12-14T06:49:38+00:00\",\"dateModified\":\"2025-12-14T07:00:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\"},\"wordCount\":507,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2025\/12\/sm_1765682778.303691.jpg\",\"keywords\":[\"C\u00d4TE D'IVOIRE\"],\"articleSection\":[\"\u00c9conomie\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\",\"url\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transactions-mobile-money-en-afrique-atteignent-1-100-milliards\",\"name\":\"Transactions Mobile Money en Afrique atteignent 1 100 milliards $ - 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