{"id":18134,"date":"2021-10-27T17:27:07","date_gmt":"2021-10-27T17:27:07","guid":{"rendered":"https:\/\/www.africa-press.net\/cotedivoire\/?p=18134"},"modified":"2021-10-27T17:11:27","modified_gmt":"2021-10-27T17:11:27","slug":"transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence","title":{"rendered":"Transfert d\u2019argent en C\u00f4te-d\u2019Ivoire: Qui veut tuer la concurrence ?"},"content":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. <\/strong><\/span>Avec l\u2019arriv\u00e9e de la fintech am\u00e9ricaine Wave sur le march\u00e9 des transferts d\u2019argent en C\u00f4te d\u2019Ivoire en avril 2021, et par ailleurs en Afrique; les compagnies de t\u00e9l\u00e9phonies mobiles Orange, MTN et Moov Africa, principales maisons du mobile money, ont revu \u00e0 la baisse leurs frais de transfert d\u2019argent. Qui l\u2019e\u00fbt cru ?<\/p>\n

Par Daniel Coulibaly<\/p>\n

Arriv\u00e9e en 2016 au S\u00e9n\u00e9gal, la fintech am\u00e9ricaine Wave a mis sur le march\u00e9 son service de transaction financi\u00e8re \u00e0 partir de 2020. En plus des frais d\u2019envoi r\u00e9duits et retraits gratuits, Wave offre le paiement des factures au pays de la T\u00e9ranga sans frais. En C\u00f4te d\u2019Ivoire, selon nos informations, ce service n\u2019aurait pas encore \u00e9t\u00e9 autoris\u00e9 pour Wave.<\/p>\n

Wave a tout boulevers\u00e9 avec sa tarification de 1%. La fintech a contraint Orange, MTN et Moov Africa \u00e0 r\u00e9duire les frais de leurs transferts d\u2019argent, en adoptant le 1%. Chez Wave pour faire un envoi d\u2019argent les frais sont \u00e0 1%.<\/p>\n

Avec Orange Money, ce 1% est aujourd\u2019hui appliqu\u00e9 depuis quelques jours. Or avant pour un montant dans l\u2019intervalle de 10 000 \u00e0 25 000 FCFA, il fallait payer comme frais au moins 600 FCFA. Avec l\u2019application de 1%, vous payez 100 FCFA pour 10 000 FCFA et 250 FCFA pour 25 000 FCFA. Aussi, lors d\u2019un transfert national d\u2019Orange \u00e0 Orange via son t\u00e9l\u00e9phone, il fallait payer des frais. Par exemple pour 10 000 FCFA \u00e0 une tierce personne, c\u2019\u00e9tait factur\u00e9 \u00e0 850 FCFA. Pour la nouvelle facturation, c\u2019est z\u00e9ro franc. Mais au retrait, le 1% est appliqu\u00e9. Ce qui voudrait dire pour avoir les 10 000 FCFA, il faut payer 100 FCFA.<\/p>\n

Avec MTN Momo, les tarifs ont plus ou moins aussi chang\u00e9. Le 1% est appliqu\u00e9 de 100 001 FCFA \u00e0 500 000 FCFA. Or avant par exemple pour un montant entre 100 001 et 250 000 FCFA, il fallait payer 3900 FCFA. Et de 250 001 FCFA \u00e0 500 000 FCFA, il fallait payer 7900 FCFA. De 500 001 FCFA \u00e0 1000 000 FCFA, il fallait payer 15 900 FCFA, 19 900 FCFA pour 1000 001 FCFA \u00e0 1 500 000 FCFA et 28 000 FCFA pour 1 500 001 \u00e0 2 000 000 FCFA. Aujourd\u2019hui de 500 001 FCFA \u00e0 2 000 000 FCFA, les frais sont \u00e0 5000 FCFA. Pour les montants interm\u00e9diaires au niveau de MNT MoMo, il faut payer maintenant 1000 FCFA de 25 001 FCFA \u00e0 100 000 FCFA, o\u00f9 il fallait payer 1000 FCFA (25 001 \u00e0 50 000FCFA) et 2000 FCFA (50 001 \u00e0 100 000 FCFA). Les frais des petits montant eux restent inchang\u00e9s, \u00e0 savoir de 1 FCFA \u00e0 25000 FCFA.<\/p>\n

Avec Moov Money, le 1 % est \u00e9galement appliqu\u00e9 seulement de 100 001 FCFA \u00e0 1500 000 FCFA. Or avant : de 100 001 \u00e0 250 000 FCFA, il fallait payer 3500 FCFA. De 25 0001 \u00e0 300 000 FCFA, il fallait payer 6000 FCFA. De 300 001 FCFA \u00e0 500 000 FCFA, il fallait d\u00e9bourser 7000 FCFA. De 500 001 FCFA \u00e0 1 000 000 FCFA, il fallait payer 13000 FCFA et de 1 000001 \u00e0 1 500 000 FCFA, il fallait payer 19500 FCFA. Pour les petits montants et interm\u00e9diaires, la r\u00e9duction des frais reste mitig\u00e9e. De 5 \u00e0 2000 FCFA, c\u2019est 90 FCFA au lieu de 100 FCFA. De 2001 \u00e0 5000 FCFA, c\u2019est 140 FCFA au lieu de 150 FCFA. De 5001 \u00e0 9000 FCFA, c\u2019est 440 au lieu de 450 FCFA. De 9001 \u00e0 10 000 FCFA, c\u2019est 490 FCFA au lieu de 500 FCFA. De 10001 \u00e0 25000 FCFA, c\u2019est 500 FCFA (inchang\u00e9). De 25001 \u00e0 50000 FCFA, c\u2019est 950 FCFA au lieu de 1000 FCFA et de 50001 FCFA \u00e0 100 000 FCFA, c\u2019est 1000 FCFA au lieu de 1800 FCFA.<\/p>\n

La concurrence avec l\u2019apparition sur la sc\u00e8ne de l\u2019op\u00e9rateur am\u00e9ricain n\u2019est certainement pas faite pour d\u00e9plaire aux consommateurs.<\/p>\n

Pour plus d’informations et d’analyses sur la C\u00f4te d’Ivoire<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. Avec l\u2019arriv\u00e9e de la fintech am\u00e9ricaine Wave sur le march\u00e9 des transferts d\u2019argent en C\u00f4te d\u2019Ivoire en avril 2021, et par ailleurs en Afrique; les compagnies de t\u00e9l\u00e9phonies mobiles Orange, MTN et Moov Africa, principales maisons du mobile money, ont revu \u00e0 la baisse leurs frais de transfert d\u2019argent. Qui l\u2019e\u00fbt […]<\/p>\n","protected":false},"author":82,"featured_media":18133,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,11,20,10],"tags":[56,63,29],"class_list":["post-18134","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-homepage-french","category-top-nouvelles","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cote-divoire","tag-cote-divoire"],"yoast_head":"\nTransfert d\u2019argent en C\u00f4te-d\u2019Ivoire: Qui veut tuer la concurrence ? - C\u00f4te d'Ivoire<\/title>\n<meta name=\"description\" content=\"Avec l\u2019arriv\u00e9e de la fintech am\u00e9ricaine Wave sur le march\u00e9 des transferts d\u2019argent en C\u00f4te d\u2019Ivoire en avril 2021, et pa ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transfert d\u2019argent en C\u00f4te-d\u2019Ivoire: Qui veut tuer la concurrence ?\" \/>\n<meta property=\"og:description\" content=\"Avec l\u2019arriv\u00e9e de la fintech am\u00e9ricaine Wave sur le march\u00e9 des transferts d\u2019argent en C\u00f4te d\u2019Ivoire en avril 2021, et pa ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\" \/>\n<meta property=\"og:site_name\" content=\"C\u00f4te d'Ivoire\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-27T17:27:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2021\/10\/img-6179881e66c97.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1472\" \/>\n\t<meta property=\"og:image:height\" content=\"762\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Transfert d\u2019argent en C\u00f4te-d\u2019Ivoire: Qui veut tuer la concurrence ?\",\"datePublished\":\"2021-10-27T17:27:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\"},\"wordCount\":555,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2021\/10\/img-6179881e66c97.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-C\u00f4te d'Ivoire\",\"C\u00d4TE D'IVOIRE\"],\"articleSection\":[\"\u00c9conomie\",\"homepage-french\",\"Top Nouvelles\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\",\"url\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/transfert-dargent-en-cote-divoire-qui-veut-tuer-la-concurrence\",\"name\":\"Transfert d\u2019argent en C\u00f4te-d\u2019Ivoire: Qui veut tuer la concurrence ? 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