{"id":57337,"date":"2023-05-02T16:40:28","date_gmt":"2023-05-02T16:40:28","guid":{"rendered":"https:\/\/www.africa-press.net\/cotedivoire\/politique\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire"},"modified":"2023-05-02T17:17:39","modified_gmt":"2023-05-02T17:17:39","slug":"achats-en-magasin-epargne-wave-accelere-en-cote-divoire","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire","title":{"rendered":"Achats en magasin, \u00e9pargne\u2026 Wave acc\u00e9l\u00e8re en C\u00f4te d\u2019Ivoire"},"content":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. <\/strong><\/span>Gra\u0302ce a\u0300 des partenariats dans la grande distribution et les transports, la start-up d\u2019origine ame\u0301ricaine, par ailleurs en discussion avec des assureurs, e\u0301largit son offre. Ce qui confirme la compe\u0301tition a\u0300 l\u2019\u0153uvre avec les ope\u0301rateurs te\u0301le\u0301coms et les banques.<\/p>\n

La fintech ame\u0301ricaine Wave ne se contente plus uniquement de de\u0301po\u0302ts, de transferts d\u2019argent au niveau national et international ou encore de retraits en Co\u0302te d\u2019Ivoire. La marque au pingouin, qui poursuit son de\u0301veloppement apre\u0300s avoir investi 55 milliards de F CFA (environ 84 millions d\u2019euros) ces dernie\u0300res anne\u0301es dans le pays, vient de lancer de nouvelles offres, prenant pied sur des cre\u0301neaux dans lesquels ses concurrents \u2013 les filiales des ope\u0301rateurs de te\u0301le\u0301coms \u2013 sont pre\u0301sents depuis plusieurs anne\u0301es.<\/p>\n

La conclusion d\u2019un partenariat avec plusieurs chai\u0302nes de grande distribution, dont Carrefour, Casino, Socofrais et Socoprix, permet a\u0300 la start-up, qui revendique plus de 18 millions de comptes (tous ne sont pas actifs) et quelque 15 000 points de vente, de proposer a\u0300 ses utilisateurs de re\u0301gler leurs achats dans ces enseignes a\u0300 partir de leur compte Wave.<\/p>\n

Me\u0302me chose dans les transports et la restauration rapide, ou\u0300 des partenariats ont e\u0301te\u0301 signe\u0301s avec notamment l\u2019Union des transporteurs de Bouake\u0301 (UTB), Heetch, Glovo et DHL, mais aussi Burger King. Un mouvement qui confirme la concurrence accrue entre les fintech et les ope\u0301rateurs classiques du mobile money, a\u0300 savoir MTN, Moov et Orange, dans ce secteur ou\u0300 Wave est parvenu a\u0300 s\u2019implanter en proposant l\u2019ouverture de compte sans frais et des prix casse\u0301s.<\/p>\n

Paiements de salaires<\/b><\/p>\n

Chassant e\u0301galement sur le terrain des banques, la start-up cre\u0301e\u0301e en 2011 par les New-Yorkais Drew Durbin et Lincoln Quirk entend se lancer dans le paiement de masse. Ce segment, qui a du potentiel en Co\u0302te d\u2019Ivoire depuis le retrait du marche\u0301 de Yup, filiale du groupe bancaire franc\u0327ais Socie\u0301te\u0301 ge\u0301ne\u0301rale, Wave l\u2019exploite depuis 2018 au Se\u0301ne\u0301gal, ou\u0300 elle ge\u0300re, entre autres, le versement des salaires pour le compte de la Socie\u0301te\u0301 de cultures le\u0301gumie\u0300res de Saint-Louis.<\/p>\n

\u00ab Nous avons de\u0301veloppe\u0301 un service pour les professionnels et les entreprises, qui permet de payer son personnel et d\u2019autres charges diverses, ainsi que de verser des bourses \u00bb, explique ainsi Katier Bamba, le directeur ge\u0301ne\u0301ral de Wave Co\u0302te d\u2019Ivoire, un ancien de Atlantic Business International (ABI), holding financier et bancaire subsaharien du groupe marocain Banque populaire.<\/p>\n

Alors qu\u2019un service de collecte de fonds et d\u2019e\u0301pargne est de\u0301sormais disponible, la start-up a de\u0301marre\u0301 des ne\u0301gociations avec l\u2019ivoirien NSIA Assurance, le franco-allemand Allianz et le courtiercpour pouvoir lancer des souscriptions a\u0300 des produits d\u2019assurance sante\u0301 pour le grand public. Sachant que des discussions sont e\u0301galement en cours pour le lancement d\u2019une carte bancaire.<\/p>\n

Wave compte aussi \u00ab explorer le segment du micro et du nano cre\u0301dit \u00bb, annonce Katier Bamba, soutenant toutefois que Wave n\u2019a pas vocation a\u0300 devenir une banque digitale. \u00ab Le c\u0153ur de notre activite\u0301 reste la technologie \u00bb, assure-t-il.<\/p>\n

Expansion en Afrique de l\u2019Ouest<\/b><\/p>\n

Fort du soutien de ses actionnaires, a\u0300 savoir la Socie\u0301te\u0301 financie\u0300re internationale (IFC, filiale de\u0301die\u0301e au secteur prive\u0301 de la Banque mondiale), les fonds de private equity Partech, mais aussi Stripe, Sequoia, Ribbit Capital et Y Combinator, Wave entend se de\u0301velopper davantage en Afrique de l\u2019Ouest, avec une ouverture prochaine en Guine\u0301e Conakry, ainsi que dans d\u2019autres pays de l\u2019Union e\u0301conomique et mone\u0301taire de l\u2019Afrique de l\u2019Ouest (Uemoa).<\/p>\n

Pour l\u2019heure, Wave est actif en Co\u0302te d\u2019Ivoire, au Mali, au Burkina Faso et au Se\u0301ne\u0301gal, son premier marche\u0301. La Co\u0302te d\u2019Ivoire, ou\u0300 la start-up a lance\u0301, en novembre 2022, une filiale de\u0301die\u0301e a\u0300 l\u2019inclusion bancaire, Wave Digital Finance, repre\u0301sente son deuxie\u0300me marche\u0301.<\/p>\n

Pour plus d’informations et d’analyses sur la C\u00f4te d’Ivoire<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – C\u00f4te d’Ivoire. Gra\u0302ce a\u0300 des partenariats dans la grande distribution et les transports, la start-up d\u2019origine ame\u0301ricaine, par ailleurs en discussion avec des assureurs, e\u0301largit son offre. Ce qui confirme la compe\u0301tition a\u0300 l\u2019\u0153uvre avec les ope\u0301rateurs te\u0301le\u0301coms et les banques. La fintech ame\u0301ricaine Wave ne se contente plus uniquement de de\u0301po\u0302ts, de […]<\/p>\n","protected":false},"author":82,"featured_media":57335,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,70,20,10],"tags":[56,63,29],"class_list":["post-57337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-to-homepage","category-top-nouvelles","category-toutes-les-actualites","tag-africa-press","tag-africa-press-cote-divoire","tag-cote-divoire"],"yoast_head":"\nAchats en magasin, \u00e9pargne\u2026 Wave acc\u00e9l\u00e8re en C\u00f4te d\u2019Ivoire - C\u00f4te d'Ivoire<\/title>\n<meta name=\"description\" content=\"Gra\u0302ce a\u0300 des partenariats dans la grande distribution et les transports, la start-up d\u2019origine ame\u0301ricaine, par ailleur ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Achats en magasin, \u00e9pargne\u2026 Wave acc\u00e9l\u00e8re en C\u00f4te d\u2019Ivoire\" \/>\n<meta property=\"og:description\" content=\"Gra\u0302ce a\u0300 des partenariats dans la grande distribution et les transports, la start-up d\u2019origine ame\u0301ricaine, par ailleur ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\" \/>\n<meta property=\"og:site_name\" content=\"C\u00f4te d'Ivoire\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-02T16:40:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-02T17:17:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2023\/05\/postQueueImg_1683029810.04.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1256\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Achats en magasin, \u00e9pargne\u2026 Wave acc\u00e9l\u00e8re en C\u00f4te d\u2019Ivoire\",\"datePublished\":\"2023-05-02T16:40:28+00:00\",\"dateModified\":\"2023-05-02T17:17:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\"},\"wordCount\":715,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/cote\/sites\/43\/2023\/05\/postQueueImg_1683029810.04.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-C\u00f4te d'Ivoire\",\"C\u00d4TE D'IVOIRE\"],\"articleSection\":[\"\u00c9conomie\",\"to-homepage\",\"Top Nouvelles\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\",\"url\":\"https:\/\/www.africa-press.net\/cotedivoire\/economie\/achats-en-magasin-epargne-wave-accelere-en-cote-divoire\",\"name\":\"Achats en magasin, \u00e9pargne\u2026 Wave acc\u00e9l\u00e8re en C\u00f4te d\u2019Ivoire - 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