{"id":17962,"date":"2022-03-31T18:42:54","date_gmt":"2022-03-31T18:42:54","guid":{"rendered":"https:\/\/www.africa-press.net\/ghana\/uncategorized\/ghanaians-need-more-financial-literacy-empowerment-investment-analyst"},"modified":"2022-03-31T19:17:19","modified_gmt":"2022-03-31T19:17:19","slug":"ghanaians-need-more-financial-literacy-empowerment-investment-analyst","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/ghana\/all-news\/ghanaians-need-more-financial-literacy-empowerment-investment-analyst","title":{"rendered":"Ghanaians need more financial literacy empowerment \u2013 Investment Analyst"},"content":{"rendered":"

Africa-Press – Ghana. <\/strong><\/span>Mrs Ramat Ebella Ellis, an Investment Analyst, has called for intense advocacy on financial literacy among Ghanaians to raise the public\u2019s interest in financial-related issues, especially investment.<\/p>\n

\u201cFinancial literacy advocacy is key in developing the investment sector of the economy,\u201d Mrs Ellis, who is an Investment Advisor to the Centre for Greater Impact Africa (CGIA), stated at the Ghana News Agency Boardroom Dialogue.<\/p>\n

Speaking on the topic: of \u201cInvestment and sustainable development,\u201d Mrs Ellis said people attributed investments to riches, mainly due to the lack of financial knowledge on the benefits and ways to invest irrespective of one\u2019s income level.<\/p>\n

Mrs Ellis, who is also a Financial Planner, noted that investment was for everyone, and it was the best way of securing the future for personal sustained development, stressing that, \u201cinvestment is all about what you can do with what you have, it is earmarking money for the future with the hope that it will grow over time.\u201d<\/p>\n

Giving some easy ways to invest, she said, \u201cit was okay to start small, as one does not need to have a lump sum to start investing as even small amounts could help start the journey of future bigger development.\u201d The Financial Analyst said, \u201cthe fact remains that you must put money away for later years or face an uncomfortable situation in the future.\u201d<\/p>\n

She encouraged the public to consider investing for longer periods and urged the potential investors to scout the rates of banks for high-yielding savings accounts with reasonable risk as well as taking advantage of other bank products.<\/p>\n

Mrs Ellis cited some bank products to be considered for investment as treasury bills, fixed deposits, cocoa bills, bonds, trust accounts, shares, and mutual funds among others.<\/p>\n

The CGIA Advisor explained that while treasury bills were government initiated, fixed deposits were generated by banks for investment, adding that the public could use the interest rate of treasury bills to do their comparison of the various investment available before launching into one.<\/p>\n

She reminded Ghanaians that the higher the returns, the higher the risk involved and, therefore, based on recent happenings in the financial and non-banking sector one should undertake due diligence on high-yield investments.<\/p>\n

\u201cA potential investor must do the proper background check, and if possible, contact the Bank of Ghana to ensure all legal fulfilments and licenses had been done for the said investment product,\u201d she said.<\/p>\n

She encouraged the public to think about diversification by investing in different instruments, including land, properties, buildings and real estate, among others.<\/p>\n

Mrs Ellis also indicated that investment could also be in the form of contributions towards retirement, education, and business, explaining that parents could save for their children and hand it over to them to serve as a backbone for them to go into entrepreneurship when they grow.<\/p>\n

For More News And Analysis About Ghana<\/a> Follow Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Ghana. Mrs Ramat Ebella Ellis, an Investment Analyst, has called for intense advocacy on financial literacy among Ghanaians to raise the public\u2019s interest in financial-related issues, especially investment. \u201cFinancial literacy advocacy is key in developing the investment sector of the economy,\u201d Mrs Ellis, who is an Investment Advisor to the Centre for Greater […]<\/p>\n","protected":false},"author":84,"featured_media":17961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,8,9],"tags":[5092,5096,8097,429,8096],"class_list":["post-17962","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-news","category-homepage-english","category-miscellaneous","tag-africa-press","tag-africa-press-ghana","tag-financial-literacy-empowerment","tag-ghana","tag-investment-analyst"],"yoast_head":"\nGhanaians need more financial literacy empowerment \u2013 Investment Analyst - 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