Africa-Press – Kenya. Family Bank Group’s profit after tax for the year ended 2025 grew by 55.4 per cent to Sh5.4 billion, primarily driven by growth in both interest and non-interest incomes.
The profit jump is from the Sh3.5 billion reported the previous year.
Net loans and advances expanded by 14 per cent to Sh105.9 billion mainly driven by lending to MSMEs while investment in government securities recorded 45 per cent growth to Sh74 billion.
This reflects the growth in interest-earnings, which went up 46 per cent to Sh15.6 billion, while non-interest income which includes revenue generated from fees, commissions, and trading gains, recorded a five per cent growth to Sh4.6 billion.
During the period under review, total assets grew by 23.8 per cent to Sh208.7 billion.
The bank raised Sh8 billion equity capital through private placement which was oversubscribed by 131 per cent.
“The year 2025 marked a pivotal start of our five-year strategic plan which is anchored on compelling customer propositions and digital transformation,” Family Bank CEO Nancy Njau said.
“We continued to invest in digital capabilities and optimisation of our distribution network to enhance customer experience and improve our product offering, positioning the Bank for sustainable growth.”
The lender, she said, also continued investments employees through capacity building and enabling work environment, which contributed to the good performance.
“Partnerships with Development Finance Institutions strengthened our capacity to lend to key sectors such as SMEs, agribusiness and manufacturing, contributing to the expansion of our loan book,” she said.
The bank’s liquidity ratio remained well above the statutory requirement at 60.9 per cent , while all the capital adequacy ratios remained well above the regulatory threshold.
Family Bank shareholders last year approved plans to list the lender on the Nairobi Securities Exchange (NSE).
This strategy enables existing shares to trade publicly without raising new capital, aiming to enhance liquidity and boost shareholder value.
