{"id":32689,"date":"2021-08-02T14:56:39","date_gmt":"2021-08-02T14:56:39","guid":{"rendered":"https:\/\/www.africa-press.net\/kenya\/?p=32689"},"modified":"2021-08-02T13:55:50","modified_gmt":"2021-08-02T13:55:50","slug":"why-you-risk-missing-out-on-nhif-insurance","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance","title":{"rendered":"Why You Risk Missing Out on NHIF Insurance"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong><a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a> &#8211; <a href=\"https:\/\/www.africa-press.net\/kenya\">Kenya<\/a>. <\/strong><\/span>More than half of Kenyans listed as members of the National Hospital Insurance Fund (NHIF) have stopped remitting their monthly payments.<\/p>\n<p>According to the fund&#8217;s Chief Executive Officer Peter Kamunyo, 5.7 million accounts have been declared dormant after their rightful holders failed to continue funding them.<\/p>\n<p>Mr. Kamunyo argued that the action by the members will plunge the statutory insurer into a major crisis.<\/p>\n<p>The CEO further noted that the majority of the members who have abandoned their payments have previously benefited from the insurer&#8217;s services.<\/p>\n<p>He further argued that the majority who have remained active have history of chronic illnesses, and the insurance is a relief for them.<\/p>\n<p>&#8220;The ones who stay are those on chronic treatment such as dialysis. They pay Ksh6,000 for the family and get up to Ksh935,000 every year,&#8221; he stated.<\/p>\n<p>Kamunyo termed as unfortunate the reluctances by members to remit their monthly deductions saying this will lead to an adverse selection and cripple the insurer&#8217;s ability to settle claims.<\/p>\n<p>Adverse selection refers to a situation whereby an insurance company extends their coverage to an applicant whose actual risk is higher than the risk known by the company.<\/p>\n<p>Kamunyo affirmed that the problem of adverse selection would be solved through the new proposed changes which seeks to have every Kenyan remit payment to NHIF as part of the government&#8217;s bid to attain the Universal Health Care plan.<\/p>\n<p>The number of beneficiaries enlisted by the NHIF has been on the rise with the insurer attributing this to increased inpatient and outpatient benefits that allow members to access expensive medical services such as dialysis, chemotherapy, radio therapy and theatre services.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Kenya. More than half of Kenyans listed as members of the National Hospital Insurance Fund (NHIF) have stopped remitting their monthly payments. According to the fund&#8217;s Chief Executive Officer Peter Kamunyo, 5.7 million accounts have been declared dormant after their rightful holders failed to continue funding them. Mr. Kamunyo argued that the action [&hellip;]<\/p>\n","protected":false},"author":84,"featured_media":32688,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,5,8,16],"tags":[6857,7003,544],"class_list":["post-32689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-news","category-economy","category-homepage-english","category-twitter","tag-africa-press","tag-africa-press-kenya","tag-kenya"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Why You Risk Missing Out on NHIF Insurance - kenya<\/title>\n<meta name=\"description\" content=\"More than half of Kenyans listed as members of the National Hospital Insurance Fund (NHIF) have stopped remitting their ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why You Risk Missing Out on NHIF Insurance\" \/>\n<meta property=\"og:description\" content=\"More than half of Kenyans listed as members of the National Hospital Insurance Fund (NHIF) have stopped remitting their ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\" \/>\n<meta property=\"og:site_name\" content=\"kenya\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AfricaPressTunisiaa\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-02T14:56:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/kenya\/sites\/28\/2021\/08\/img-6107f9516372a.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditoren\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditoren\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\"},\"author\":{\"name\":\"cfeditoren\",\"@id\":\"https:\/\/www.africa-press.net\/kenya\/#\/schema\/person\/068c7ab4e9634ae78ec5d54ec46598bb\"},\"headline\":\"Why You Risk Missing Out on NHIF Insurance\",\"datePublished\":\"2021-08-02T14:56:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\"},\"wordCount\":287,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/kenya\/sites\/28\/2021\/08\/img-6107f9516372a.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Kenya\",\"Kenya\"],\"articleSection\":[\"all news\",\"economy\",\"homepage-english\",\"twitter\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\",\"url\":\"https:\/\/www.africa-press.net\/kenya\/all-news\/why-you-risk-missing-out-on-nhif-insurance\",\"name\":\"Why You Risk Missing Out on NHIF Insurance - 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