{"id":15849,"date":"2023-07-01T18:56:40","date_gmt":"2023-07-01T18:56:40","guid":{"rendered":"https:\/\/www.africa-press.net\/madagascar\/politique\/inclusion-financiere-le-switch-national-operationnel-avant-decembre"},"modified":"2023-07-01T20:04:56","modified_gmt":"2023-07-01T20:04:56","slug":"inclusion-financiere-le-switch-national-operationnel-avant-decembre","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/madagascar\/economie\/inclusion-financiere-le-switch-national-operationnel-avant-decembre","title":{"rendered":"INCLUSION FINANCI\u00c8RE \u2013 Le Switch national op\u00e9rationnel avant d\u00e9cembre"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Madagascar. <\/strong><\/span>Le gouverneur de la Banky Foiben\u2019i Madagasikara (BFM), Aivo Andrianarivelo a annonce\u0301 la mise en place du syste\u0300me de paiement se\u0301curise\u0301 Switch national vers la fin de l\u2019anne\u0301e. \u00ab Les utilisateurs des services financiers ne seront plus oblige\u0301s de disposer de compte bancaire dans un e\u0301tablissement de cre\u0301dit pour pouvoir acce\u0301der a\u0300 des offres de pre\u0302ts \u00bb a-t-il explique\u0301, mardi au Novotel Alarobia. Il s\u2019agit d\u2019un dispositif de commutation ope\u0301rationnel rentable pouvant ve\u0301hiculer des identite\u0301s biome\u0301triques et qui permet l\u2019interope\u0301rabilite\u0301 des paiements a\u0300 faible cou\u0302t entre diffe\u0301rents e\u0301tablissements de cre\u0301dits sans terminaux de paiement. Sa mise en place a e\u0301te\u0301 pre\u0301vue en 2020, confe\u0301re\u0301e a\u0300 la BFM, dans le cadre de la strate\u0301gie nationale d\u2019inclusion financie\u0300re 2018-2022. En attendant, certaines banques annoncent qu\u2019elles travaillent sur des solutions qui vont biento\u0302t e\u0302tre mises en place.<\/p>\n<p>Selon une enque\u0302te mene\u0301e par la Confe\u0301rence des Nations Unies sur le commerce et le de\u0301veloppement (CNUCED), plus de 90 % des ope\u0301rateurs e\u0301conomiques locaux questionne\u0301s sont d\u2019accord sur la ne\u0301cessite\u0301 d\u2019un syste\u0300me de paiement se\u0301curise\u0301, qui ouvre la voie vers l\u2019interope\u0301rabilite\u0301 des diffe\u0301rents modes de paiement en ligne et par te\u0301le\u0301phone mobile ainsi qu\u2019une protection ade\u0301quate des consommateurs en ligne pour le de\u0301veloppement du commerce e\u0301lectronique. Puisque jusqu\u2019a\u0300 ce jour, faute de se\u0301curisation, une erreur sur transaction mobile peut cou\u0302ter des millions. En effet, a\u0300 part l\u2019inclusion financie\u0300re, le Switch national permet le de\u0301veloppement du commerce e\u0301lectronique au moment ou\u0300 pre\u0300s de 21 millions de transactions par mois se font autour de la monnaie mobile, dont le volume atteint 430 millions d\u2019euros. En 2020, le poids du digital atteint 2 % du PIB dont le chiffre d\u2019affaires se solde a\u0300 365 millions d\u2019euros.<\/p>\n<p>Sous d\u2019autres cieux, comme le cas du Cambodge par exemple, la se\u0301curisation a permis le de\u0301veloppement des blockchains et la cre\u0301ation de monnaies nume\u0301riques de banque centrale, tire\u0301s par la monnaie mobile et les solutions base\u0301es sur les cartes, une expe\u0301rience pionnie\u0300re d\u2019une monnaie nume\u0301rique de banque centrale. Par ailleurs, la BFM a lance\u0301 en 2020 le projet e-Ariary, la forme digitale de notre monnaie nationale, en comple\u0301ment des billets de banque, en tant que moyen de paiement se\u0301curise\u0301, facile d\u2019utilisation, accessible et ayant cours le\u0301gal sur le territoire national.<\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/madagascar\">Madagascar<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Madagascar. Le gouverneur de la Banky Foiben\u2019i Madagasikara (BFM), Aivo Andrianarivelo a annonce\u0301 la mise en place du syste\u0300me de paiement se\u0301curise\u0301 Switch national vers la fin de l\u2019anne\u0301e. \u00ab Les utilisateurs des services financiers ne seront plus oblige\u0301s de disposer de compte bancaire dans un e\u0301tablissement de cre\u0301dit pour pouvoir acce\u0301der a\u0300 [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":15847,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-15849","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-madagascar","tag-madagascar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>INCLUSION FINANCI\u00c8RE \u2013 Le Switch national op\u00e9rationnel avant d\u00e9cembre - 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