{"id":19798,"date":"2023-10-04T19:19:04","date_gmt":"2023-10-04T19:19:04","guid":{"rendered":"https:\/\/www.africa-press.net\/madagascar\/politique\/monnaies-la-phase-pilote-de-le-ariary-en-2025"},"modified":"2023-10-04T20:55:11","modified_gmt":"2023-10-04T20:55:11","slug":"monnaies-la-phase-pilote-de-le-ariary-en-2025","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/madagascar\/economie\/monnaies-la-phase-pilote-de-le-ariary-en-2025","title":{"rendered":"MONNAIES \u2013 La phase pilote de l\u2019e-ariary en 2025"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Madagascar. <\/strong><\/span><b>La Banque centrale continue de fignoler me\u0301ticuleusement les pre\u0301paratifs pour le lancement de l\u2019e-ariary. Encore en phase d\u2019analyse aupre\u0300s de l\u2019e\u0301cosyste\u0300me financier, la phase pilote du projet est pre\u0301vue de\u0301buter au premier semestre de 2025. <\/b><\/p>\n<p>Un projet, toujours en gestation. La phase de tests de la monnaie e\u0301lectronique e-ariary sera finalement pre\u0301vue pour le mois d\u2019avril 2025, soit apre\u0300s dix-huit mois. C\u2019est ce qui a e\u0301te\u0301 expose\u0301 par la direction de l\u2019innovation et de la Transformation Digitale de la BCM lors du symposium international organise\u0301 par cette institution financie\u0300re a\u0300 l\u2019occasion de son cinquantie\u0300me anniversaire. Pour le moment, l\u2019assemblage des e\u0301le\u0301ments du puzzle continue, l\u2019institution financie\u0300re, du haut de son expe\u0301rience, va s\u2019atteler a\u0300 e\u0301tudier sous toutes ses coutures les implications de l\u2019introduction de cette monnaie nume\u0301rique sur l\u2019e\u0301cosyste\u0300me financier du pays. Pour ce faire, la Banque Centrale entend continuer sur la lance\u0301e de\u0301ja\u0300 prise par le projet avec un sondage me\u0301ticuleux de cet e\u0301cosyste\u0300me en consultant tous les ope\u0301rateurs e\u0301conomiques et les potentiels prestataires pour esquisser une ide\u0301e de ce que l\u2019e-ariary repre\u0301senterait une fois lance\u0301. Une de\u0301marche judicieuse, mais surtout a\u0300 ne pas prendre a\u0300 la le\u0301ge\u0300re. Faut-il rappeler que nombre d\u2019experts, aussi bien e\u0301conomistes que spe\u0301cialistes des syste\u0300mes financiers comme la monnaie e\u0301lectronique, ont insiste\u0301 sur la pertinence d\u2019une prise de de\u0301cision sans pre\u0301cipitation dans la mise en place d\u2019un projet de mise en place d\u2019une monnaie e\u0301lectronique dans un pays.<\/p>\n<p><b>Essai <\/b><\/p>\n<p>La BFM veut, en fait, privile\u0301gier une \u00ab de\u0301marche prudente et re\u0301fle\u0301chie \u00bb comme l\u2019avait indique\u0301 des responsables du projet en de\u0301but d\u2019anne\u0301e. \u00ab L\u2019introduction de l\u2019e-ariary pourrait avoir des implications significatives, notamment sur la stabilite\u0301 financie\u0300re et mone\u0301taire, mais des arbitrages sont a\u0300 faire afin que son e\u0301mission n\u2019entrave la capacite\u0301 de BFM a\u0300 s\u2019acquitter de son mandat \u00bb, indique-t-on a\u0300 la me\u0302me pe\u0301riode. Lance\u0301 en 2020 par la Banque Centrale, l\u2019e\u0301chafaudage de la forme digitale de notre monnaie nationale est toujours sur le banc d\u2019essai avec des analyses approfondies des syste\u0300mes mone\u0301taires locaux. Tout le projet se re\u0301sume a\u0300 une inclusion financie\u0300re pousse\u0301e. Ainsi, les usagers malgaches disposeront, en plus des traditionnels billets de banque un moyen de paiement se\u0301curise\u0301, valable sur tout le territoire national. L\u2019e-ariary devrait e\u0301galement alle\u0301ger la circulation fiduciaire, mais aussi permettre une certaine trac\u0327abilite\u0301 des transactions a\u0300 l\u2019e\u0301chelle nationale. Les e\u0301changes en cash, encore monnaie courante, me\u0302me partout ailleurs, rendent en effet propice la contrefac\u0327on et peuvent entrai\u0302ner des pertes financie\u0300res pour les individus et plus grave encore, pour les institutions financie\u0300res elles-me\u0302mes. Fin mars, on avait annonce\u0301 que le projet e\u0301tait en cours de finalisation, avec un test pilote au quatrie\u0300me semestre de cette anne\u0301e 2023, toutefois, la de\u0301cision semble avoir e\u0301te\u0301 re\u0301vise\u0301e.<\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/madagascar\">Madagascar<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Madagascar. La Banque centrale continue de fignoler me\u0301ticuleusement les pre\u0301paratifs pour le lancement de l\u2019e-ariary. Encore en phase d\u2019analyse aupre\u0300s de l\u2019e\u0301cosyste\u0300me financier, la phase pilote du projet est pre\u0301vue de\u0301buter au premier semestre de 2025. Un projet, toujours en gestation. La phase de tests de la monnaie e\u0301lectronique e-ariary sera finalement pre\u0301vue [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":19797,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,50,49],"class_list":["post-19798","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-madagascar","tag-madagascar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>MONNAIES \u2013 La phase pilote de l\u2019e-ariary en 2025 - Madagascar<\/title>\n<meta name=\"description\" content=\"La Banque centrale continue de fignoler me\u0301ticuleusement les pre\u0301paratifs pour le lancement de l\u2019e-ariary. 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