{"id":36263,"date":"2025-06-28T14:10:00","date_gmt":"2025-06-28T14:10:00","guid":{"rendered":"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique"},"modified":"2025-06-28T16:55:41","modified_gmt":"2025-06-28T16:55:41","slug":"interets-bancaires-taxes-de-20-non-sens-economique","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique","title":{"rendered":"Inte\u0301re\u0302ts Bancaires Taxe\u0301s de 20%: Non-Sens E\u0301Conomique"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Madagascar. <\/strong><\/span>A\u0300 compter du 1er juillet 2025, les inte\u0301re\u0302ts des cre\u0301dits bancaires seront soumis a\u0300 une TVA de 20 %, mettant fin a\u0300 une exone\u0301ration en vigueur depuis 2006. Pre\u0301sente\u0301e comme une mesure de rationalisation budge\u0301taire dans la Loi de Finances 2025, cette de\u0301cision apparai\u0302t en re\u0301alite\u0301 comme un aveu d\u2019e\u0301chec e\u0301conomique et une fuite en avant fiscale de la part des autorite\u0301s malgaches. Dans un contexte de fragilite\u0301 e\u0301conomique, ou\u0300 les petites entreprises et les me\u0301nages peinent de\u0301ja\u0300 a\u0300 acce\u0301der au cre\u0301dit, cette taxe agit comme un coup de massue.<\/p>\n<p>Pire encore: l\u2019Association Professionnelle des Banques (APB) a annonce\u0301 que cette TVA s\u2019appliquerait re\u0301troactivement aux pre\u0302ts de\u0301caisse\u0301s depuis janvier 2025. Une interpre\u0301tation pour le moins discutable, non pre\u0301cise\u0301e dans la loi, mais qui pe\u0301nalisera lourdement des milliers d\u2019emprunteurs pris au de\u0301pourvu. Ce qui choque le plus, c\u2019est le silence volontaire du secteur bancaire et des autorite\u0301s: informe\u0301e depuis mars, l\u2019APB a pre\u0301fe\u0301re\u0301 taire l\u2019information, n\u2019avertissant les clients qu\u2019a\u0300 la veille de l\u2019entre\u0301e en vigueur. Une strate\u0301gie de\u0301libe\u0301re\u0301e qui trahit un profond me\u0301pris pour la transparence et pour les droits des citoyens.<\/p>\n<p>Le gouvernement, incapable de mai\u0302triser ses de\u0301penses de fonctionnement et de soutenir efficacement l\u2019investissement productif, choisit ici la solution de facilite\u0301: taxer un levier fondamental du de\u0301veloppement e\u0301conomique. On ne taxe pas les profits spe\u0301culatifs, mais le financement de l\u2019e\u0301conomie re\u0301elle. Dans une nation ou\u0300 l\u2019entrepreneuriat est de\u0301ja\u0300 fragilise\u0301, ou\u0300 les PME manquent de soutien, cette de\u0301cision sonne comme un sabotage.<\/p>\n<p>Cette re\u0301forme est a\u0300 la fois techniquement discutable, socialement injuste et politiquement irresponsable. Elle re\u0301ve\u0300le une gouvernance de\u0301connecte\u0301e, qui agit dans l\u2019opacite\u0301, sans vision a\u0300 long terme, et toujours au de\u0301triment des plus vulne\u0301rables.<\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <span style=\"color: #ff6600\">Madagascar<\/span>, suivez <span style=\"color: #ff6600\">Africa-Press<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Madagascar. A\u0300 compter du 1er juillet 2025, les inte\u0301re\u0302ts des cre\u0301dits bancaires seront soumis a\u0300 une TVA de 20 %, mettant fin a\u0300 une exone\u0301ration en vigueur depuis 2006. Pre\u0301sente\u0301e comme une mesure de rationalisation budge\u0301taire dans la Loi de Finances 2025, cette de\u0301cision apparai\u0302t en re\u0301alite\u0301 comme un aveu d\u2019e\u0301chec e\u0301conomique et [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":36262,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,2,52,20,10],"tags":[49],"class_list":["post-36263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-politique","category-to-homepage","category-top-nouvelles","category-toutes-les-actualites","tag-madagascar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Inte\u0301re\u0302ts Bancaires Taxe\u0301s de 20%: Non-Sens E\u0301Conomique - Madagascar<\/title>\n<meta name=\"description\" content=\"A\u0300 compter du 1er juillet 2025, les inte\u0301re\u0302ts des cre\u0301dits bancaires seront soumis a\u0300 une TVA de 20 %, mettant fin a\u0300 u ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inte\u0301re\u0302ts Bancaires Taxe\u0301s de 20%: Non-Sens E\u0301Conomique\" \/>\n<meta property=\"og:description\" content=\"A\u0300 compter du 1er juillet 2025, les inte\u0301re\u0302ts des cre\u0301dits bancaires seront soumis a\u0300 une TVA de 20 %, mettant fin a\u0300 u ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\" \/>\n<meta property=\"og:site_name\" content=\"Madagascar\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-28T14:10:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-28T16:55:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/madagascar\/sites\/56\/2025\/06\/sm_1751116873.921304.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"394\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Inte\u0301re\u0302ts Bancaires Taxe\u0301s de 20%: Non-Sens E\u0301Conomique\",\"datePublished\":\"2025-06-28T14:10:00+00:00\",\"dateModified\":\"2025-06-28T16:55:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\"},\"wordCount\":362,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/madagascar\/sites\/56\/2025\/06\/sm_1751116873.921304.jpg\",\"keywords\":[\"Madagascar\"],\"articleSection\":[\"\u00c9conomie\",\"Politique\",\"to-homepage\",\"Top Nouvelles\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\",\"url\":\"https:\/\/www.africa-press.net\/madagascar\/politique\/interets-bancaires-taxes-de-20-non-sens-economique\",\"name\":\"Inte\u0301re\u0302ts Bancaires Taxe\u0301s de 20%: Non-Sens E\u0301Conomique - 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