{"id":8225,"date":"2022-06-14T12:51:30","date_gmt":"2022-06-14T12:51:30","guid":{"rendered":"https:\/\/www.africa-press.net\/madagascar\/politique\/secteur-de-la-micro-finance-smmec-offre-un-credit-plafonne-a-300-millions-ar"},"modified":"2022-06-14T13:05:02","modified_gmt":"2022-06-14T13:05:02","slug":"secteur-de-la-micro-finance-smmec-offre-un-credit-plafonne-a-300-millions-ar","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/madagascar\/economie\/secteur-de-la-micro-finance-smmec-offre-un-credit-plafonne-a-300-millions-ar","title":{"rendered":"Secteur de la micro-finance : SMMEC offre un cr\u00e9dit plafonn\u00e9 \u00e0 300 millions Ar"},"content":{"rendered":"

Africa-Press – Madagascar. <\/strong><\/span>Dans le cadre de la c\u00e9l\u00e9bration de ses 20 ans d\u2019existence, l\u2019OTIV TANA fait un rebranding en changeant son enseigne en SMMEC ou Soci\u00e9t\u00e9 Malagasy Mutualiste d\u2019Epargne et de Cr\u00e9dit.<\/p>\n

\u00ab Nous couvrons actuellement 14 r\u00e9gions \u00e9parpill\u00e9es dans toute l\u2019\u00eele, et bient\u00f4t 16 r\u00e9gions cette ann\u00e9e tout en comptant 130 agences mises \u00e0 la disposition de nos 300 000 clients qui nous ont fait confiance depuis 20 ans. Une de nos particularit\u00e9s est d\u2019offrir des services de proximit\u00e9 tout en donnant la latitude aux clients de faire un d\u00e9p\u00f4t ou un retrait \u00e0 tout moment, et ce, dans n\u2019importe quelle agence de SMMEC. Nous venons \u00e9galement de mettre en place un r\u00e9seau d\u2019agents bancaires ou \u00ab Agency banking \u00bb connu sous le sigle de SMMEC Flash. Nous disposons actuellement de 13 agents bancaires op\u00e9rationnels \u00e0 Antananarivo. Les clients peuvent y faire un d\u00e9p\u00f4t ou un retrait ou bien un remboursement de cr\u00e9dit, si nos agences sont d\u00e9j\u00e0 ferm\u00e9es, entre autres. Il s\u2019agit d\u2019un service digitalis\u00e9 \u00bb, a expliqu\u00e9 Romuald Andriamarosolo, le Directeur g\u00e9n\u00e9ral de la SMMEC, lors d\u2019une conf\u00e9rence de presse qui s\u2019est tenue derni\u00e8rement \u00e0 son si\u00e8ge \u00e0 Ampasanimalo.<\/p>\n

\u00c9ducation financi\u00e8re. Ce r\u00e9seau d\u2019institution de micro-finance se d\u00e9marque \u00e9galement de ses pairs par sa capacit\u00e9 de risque en mati\u00e8re d\u2019octroi de financement \u00e0 toutes les cat\u00e9gories de personnes. On peut citer, entre autres, les agriculteurs, les \u00e9leveurs, les collecteurs de produits agricoles, les artisans, les gens qui pratiquent une profession lib\u00e9rale et les salari\u00e9s, ainsi que les Petites et Moyennes Entreprises (PME) op\u00e9rant dans divers secteurs d\u2019activit\u00e9. \u00ab Nous offrons \u00e9galement un cr\u00e9dit plafonn\u00e9 \u00e0 300 millions Ar, selon les projets pr\u00e9sent\u00e9s par les promoteurs. En outre, nous discutons d\u2019un commun accord avec le demandeur de financement, son mode de paiement et le calendrier de remboursement, selon ses moyens, d\u2019autant plus que le taux d\u2019int\u00e9r\u00eat appliqu\u00e9 est plus comp\u00e9titif. Nous promouvons en m\u00eame temps l\u2019\u00e9ducation financi\u00e8re \u00e0 nos clients surtout en mati\u00e8re de gestion de financement et de constitution d\u2019\u00e9pargne. La prise en charge m\u00e9dicale \u00e0 hauteur de 60% des clients ainsi que de leurs familles respectives en cas de maladie, n\u2019est pas en reste, gr\u00e2ce \u00e0 la mise en place de la Mutuelle de Sant\u00e9 Harena qui a maintenant plus de 10 ans d\u2019existence. Jusqu\u2019\u00e0 pr\u00e9sent, nos encours de cr\u00e9dit s\u2019\u00e9l\u00e8vent \u00e0 plus de 99 milliards Ar. L\u2019\u00e9pargne d\u00e9pos\u00e9e par nos clients porte \u00e9galement \u00e0 peu pr\u00e8s la m\u00eame valeur \u00bb, a-t-il poursuivi.<\/p>\n

Faire conna\u00eetre le rebranding. Il est \u00e0 noter que SMMEC veut c\u00e9l\u00e9brer son 20e anniversaire \u00e0 Analamanga, apr\u00e8s des manifestations grandioses dans les r\u00e9gions Boeny, Vakinankaratra, Alaotra Mangoro, Atsinanana et SOFIA. \u00ab Un carnaval sera ainsi organis\u00e9 ce jour dans plusieurs endroits. Diverses animations suivies de distributions de lots, auront en m\u00eame temps lieu avec la participation de nombreux artistes comme Rajao, Pasitera, Barron et Rado Rom\u00e9o. Une conf\u00e9rence-d\u00e9bat pour les PME se tiendra \u00e9galement au niveau de chaque agence de SMMEC \u00e0 Analamanga. Les festivit\u00e9s seront cl\u00f4tur\u00e9es par un grand \u00e9v\u00e9nement de remise de m\u00e9dailles \u00e0 nos 121 collaborateurs. L\u2019objectif vise \u00e0 faire conna\u00eetre au grand public notre rebranding en SMMEC. Ces manifestations se poursuivront dans d\u2019autres r\u00e9gions comme Amoron\u2019i Mania, Haute Matsiatra, Anosy, Androy et Betsiboka \u00bb, d\u2019apr\u00e8s toujours le Directeur g\u00e9n\u00e9ral de cette entreprise.<\/p>\n

Navalona R.<\/p>\n

Pour plus d’informations et d’analyses sur la Madagascar<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Madagascar. Dans le cadre de la c\u00e9l\u00e9bration de ses 20 ans d\u2019existence, l\u2019OTIV TANA fait un rebranding en changeant son enseigne en SMMEC ou Soci\u00e9t\u00e9 Malagasy Mutualiste d\u2019Epargne et de Cr\u00e9dit. \u00ab Nous couvrons actuellement 14 r\u00e9gions \u00e9parpill\u00e9es dans toute l\u2019\u00eele, et bient\u00f4t 16 r\u00e9gions cette ann\u00e9e tout en comptant 130 agences mises […]<\/p>\n","protected":false},"author":82,"featured_media":8224,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,11,10],"tags":[36,50,49],"class_list":["post-8225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-homepage-french","category-toutes-les-actualites","tag-africa-press","tag-africa-press-madagascar","tag-madagascar"],"yoast_head":"\nSecteur de la micro-finance : SMMEC offre un cr\u00e9dit plafonn\u00e9 \u00e0 300 millions Ar - 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