{"id":77590,"date":"2026-04-28T20:43:17","date_gmt":"2026-04-28T20:43:17","guid":{"rendered":"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025"},"modified":"2026-04-28T20:51:45","modified_gmt":"2026-04-28T20:51:45","slug":"cdh-investment-bank-reports-strong-84-profit-surge-in-2025","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025","title":{"rendered":"CDH Investment Bank Reports Strong 84% Profit Surge in 2025"},"content":{"rendered":"

Africa-Press – Malawi. <\/strong><\/span>CDH Investment Bank has recorded a strong financial performance for the year ended 31st December 2025, posting a profit after tax of K43.221 billion. This represents an impressive 84% increase from K23.534 billion recorded in the previous year.<\/p>\n

The bank\u2019s performance was driven by robust growth in operating income, which rose by 69%. Net interest income increased by 45% to K25.424 billion, up from K17.554 billion in 2024.<\/p>\n

According to the published financial results, non-interest income also made a significant contribution, rising to K64.139 billion. Despite this strong revenue performance, operating expenses increased by 54%. However, the bank improved its operational efficiency, with the cost-to-income ratio declining from 39% to 28%.<\/p>\n

Total assets grew substantially by 82%, reaching K974.234 billion, compared to K536.766 billion in 2024. This expansion was supported by strong balance sheet growth, including an 84% rise in customer deposits and an 83% increase in investment funds.<\/p>\n

The bank also reported healthy growth in loans and advances, reflecting its continued support to private sector development.<\/p>\n

In its report, the board noted that the strong performance was achieved amid a challenging macroeconomic environment. Malawi\u2019s economy grew by an estimated 2.8% in 2025, up from 1.8% in 2024, supported by modest recoveries in agriculture, tourism, mining, and infrastructure.<\/p>\n

However, the report highlighted ongoing economic pressures, including persistent foreign exchange shortages, high inflation, and rising public debt, which continued to constrain overall growth.<\/p>\n

Annual average inflation eased to 28.4%, down from 32.3% in 2024, helped by falling food prices, although utility costs remained high.<\/p>\n

The Reserve Bank of Malawi maintained a tight monetary policy stance, keeping the policy rate at 26.0%, which helped stabilise market interest rates. The exchange rate remained unchanged at USD\/MWK 1,751, despite continued pressure in the foreign exchange market.<\/p>\n

Commenting on the results, CDH Investment Bank Chief Executive Officer and Managing Director, Thoko Mkavea, said the performance reflects the dedication of staff and the confidence of clients in a difficult operating environment.<\/p>\n

\u201cWe are proud of our people and we remain committed to continuing to invest in them as they serve our customers and the communities that support us,\u201d he said.<\/p>\n

Looking ahead to 2026, the Government projects economic growth of 3.8%, driven by increased investment in agriculture, mining, tourism, and manufacturing. Inflation is expected to further ease to around 15%, supported by improved food supply and tighter fiscal and monetary policies.<\/p>\n

However, risks remain, including continued foreign exchange shortages, high import costs, and potential global supply chain disruptions.<\/p>\n

The board expressed gratitude to clients, shareholders, the Government of Malawi, the Reserve Bank of Malawi, and business partners for their continued support.<\/p>\n

The summary financial statements were released alongside an unqualified audit opinion, confirming consistency with the full audited financial statements prepared under International Financial Reporting Standards (IFRS).<\/p>\n

CDH Investment Bank remains one of Malawi\u2019s leading financial institutions, with a continued focus on delivering sustainable value and supporting national economic development.<\/p>\n

For More News And Analysis About Malawi<\/span> Follow Africa-Press<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Malawi. CDH Investment Bank has recorded a strong financial performance for the year ended 31st December 2025, posting a profit after tax of K43.221 billion. This represents an impressive 84% increase from K23.534 billion recorded in the previous year. The bank\u2019s performance was driven by robust growth in operating income, which rose by […]<\/p>\n","protected":false},"author":84,"featured_media":77589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,7,12],"tags":[234],"class_list":["post-77590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-news","category-head-lines","category-policy","tag-malawi"],"yoast_head":"\nCDH Investment Bank Reports Strong 84% Profit Surge in 2025 - Malawi<\/title>\n<meta name=\"description\" content=\"CDH Investment Bank has recorded a strong financial performance for the year ended 31st December 2025, posting a profit ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CDH Investment Bank Reports Strong 84% Profit Surge in 2025\" \/>\n<meta property=\"og:description\" content=\"CDH Investment Bank has recorded a strong financial performance for the year ended 31st December 2025, posting a profit ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\" \/>\n<meta property=\"og:site_name\" content=\"Malawi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AfricaPressTunisiaa\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-28T20:43:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-28T20:51:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/malawi\/sites\/36\/2026\/04\/sm_1777409435.807865.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditoren\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditoren\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\"},\"author\":{\"name\":\"cfeditoren\",\"@id\":\"https:\/\/www.africa-press.net\/malawi\/#\/schema\/person\/068c7ab4e9634ae78ec5d54ec46598bb\"},\"headline\":\"CDH Investment Bank Reports Strong 84% Profit Surge in 2025\",\"datePublished\":\"2026-04-28T20:43:17+00:00\",\"dateModified\":\"2026-04-28T20:51:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\"},\"wordCount\":484,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/malawi\/sites\/36\/2026\/04\/sm_1777409435.807865.jpg\",\"keywords\":[\"Malawi\"],\"articleSection\":[\"all news\",\"head lines\",\"policy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\",\"url\":\"https:\/\/www.africa-press.net\/malawi\/all-news\/cdh-investment-bank-reports-strong-84-profit-surge-in-2025\",\"name\":\"CDH Investment Bank Reports Strong 84% Profit Surge in 2025 - 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