{"id":18903,"date":"2022-01-14T15:50:05","date_gmt":"2022-01-14T15:50:05","guid":{"rendered":"https:\/\/www.africa-press.net\/niger\/?p=18903"},"modified":"2022-01-14T15:26:29","modified_gmt":"2022-01-14T15:26:29","slug":"lautre-revers-de-la-tontine-a-niamey","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/niger\/toutes-les-actualites\/lautre-revers-de-la-tontine-a-niamey","title":{"rendered":"L\u2019autre revers de la tontine \u00e0 Niamey"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Niger. <\/strong><\/span>Les femmes font plus recours \u00e0 ce syst\u00e8me qu\u2019est la tontine. Cette derni\u00e8re consiste \u00e0 verser r\u00e9guli\u00e8rement une somme d\u2019argent \u00e0 un fonds que les donatrices utilisent \u00e0 tour de r\u00f4le. La tontine se pratique au sein d\u2019une association, en famille, ou encore entre personnes d\u2019une m\u00eame entreprise.<\/p>\n<p>A Niamey, beaucoup de gens adh\u00e9rent \u00e0 cette pratique aussi bien les femmes que les hommes. Argent, bijoux, pagnes, ustensiles de cuisine, constituent les mises. Ces derni\u00e8res peuvent \u00eatre journali\u00e8res, hebdomadaires ou mensuelles. La tontine permet \u00e0 la m\u00e9nag\u00e8re de joindre les deux bouts. Toute fois participer \u00e0 une tontine n\u2019est pas repos, on constate surtout les retards dans le versement des cotisations, la personne qui emporte la mise refuse \u00e0 son tour parfois de verser pour les autres adh\u00e9rents.<\/p>\n<p>Mme Hadiza, commer\u00e7ante au quartier Saga de Niamey fait recours \u00e0 la tontine comme moyen d\u2019\u00e9pargne, depuis plus de dix ans. C\u2019est elle qui g\u00e8re la caisse g\u00e9n\u00e9ralement, comme c\u2019est le cas actuellement. \u00ab Ce n\u2019est vraiment pas facile, parce que parfois les gens qui prennent les premiers versements ne versent plus r\u00e9guli\u00e8rement. Des fois, elles tardent \u00e0 verser, et disent qu\u2019elles ont oubli\u00e9. Si l\u2019argent se perde c\u2019est \u00e0 moi de rembourser quel qu\u2019en soit le montant. Nous faisons des tontines hebdomadaires en raison de deux mille franc FCFA voir cinq mille franc FCFA la semaine. J\u2019ai beaucoup perdu dedans, ce n\u2019est vraiment pas facile \u00bb. Mme Hadiza explique surtout qu\u2019il y a des femmes qui, quand elles quittent le quartier, ne remboursent plus. \u00ab J\u2019ai l\u2019habitude de g\u00e9rer de telle situation en remboursant sur mes propres fonds\u00bb, explique-t-elle.<\/p>\n<p>Quant \u00e0 Madame Roukaya Zakari, m\u00e9nag\u00e8re elle affirme que cela faisait trois ans qu\u2019elle est dans les tontines. \u00ab Et j\u2019ai \u00e9t\u00e9 vraiment une fois d\u00e9\u00e7ue. On \u00e9tait au nombre de dix au d\u00e9part, pour 2.500F CFA par mois \u00e0 verser par chacune. J\u2019\u00e9tais r\u00e9guli\u00e8re mais \u00e0 ma grande surprise, quand mon tour est arriv\u00e9, je n\u2019avais re\u00e7u que 12.500 FCFA au lieu de 25.000 FCFA. Ce qui rel\u00e8ve d\u2019une vraie escroquerie \u00bb selon elle.<\/p>\n<p>En somme, la tontine n\u2019a pas que des avantages, elle a aussi des inconv\u00e9nients.<\/p>\n<p><b>Par Haoua Atta (Onep)<\/b><\/p>\n<p><strong>Pour plus d&rsquo;informations et d&rsquo;analyses sur la <a href=\"https:\/\/www.africa-press.net\/niger\">Niger<\/a>, suivez <a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Niger. Les femmes font plus recours \u00e0 ce syst\u00e8me qu\u2019est la tontine. Cette derni\u00e8re consiste \u00e0 verser r\u00e9guli\u00e8rement une somme d\u2019argent \u00e0 un fonds que les donatrices utilisent \u00e0 tour de r\u00f4le. La tontine se pratique au sein d\u2019une association, en famille, ou encore entre personnes d\u2019une m\u00eame entreprise. A Niamey, beaucoup de [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":18902,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,11,10],"tags":[55,60,29],"class_list":["post-18903","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-communaute","category-homepage-french","category-toutes-les-actualites","tag-africa-press","tag-africa-press-niger","tag-niger"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>L\u2019autre revers de la tontine \u00e0 Niamey - niger<\/title>\n<meta name=\"description\" content=\"\ufeffLes femmes font plus recours \u00e0 ce syst\u00e8me qu\u2019est la tontine. 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