{"id":40010,"date":"2023-03-06T17:48:27","date_gmt":"2023-03-06T17:48:27","guid":{"rendered":"https:\/\/www.africa-press.net\/niger\/politique\/il-etait-une-fois-une-banque-dafrique"},"modified":"2023-03-06T18:39:34","modified_gmt":"2023-03-06T18:39:34","slug":"il-etait-une-fois-une-banque-dafrique","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique","title":{"rendered":"Il \u00e9tait une fois une banque d\u2019Afrique"},"content":{"rendered":"

Africa-Press – Niger. <\/strong><\/span>On n\u2019est jamais mieux servi que par soi-me\u0302me. \u00bb Un adage qui s\u2019impose au fil des pages de La saga Bank of Africa \u2013 Du Mali a\u0300 Madagascar, paru en de\u0301cembre 2022 et e\u0301crit par l\u2019e\u0301conomiste africanophile Paul Derreumaux, cofondateur du groupe bancaire panafricain. Ne\u0301 au Mali a\u0300 la fin de 1982 dans un immeuble ve\u0301tuste de la rue Kasse\u0301-Keita, dans le quartier de Niare\u0301la, a\u0300 Bamako, Bank of Africa Mali est devenu, quarante ans plus tard, un groupe tentaculaire implante\u0301 dans 18 pays.<\/p>\n

Accents utopiques<\/b><\/p>\n

L\u2019aventure Bank of Africa a commence\u0301 apre\u0300s qu\u2019un homme, \u00ab le ministre \u00bb, a forme\u0301 un v\u0153u : cre\u0301er, au Mali, une banque commerciale prive\u0301e avec des capitaux africains. Un souhait aux accents utopiques, notamment parce qu\u2019a\u0300 l\u2019e\u0301poque le Mali ne fait plus partie de l\u2019Union mone\u0301taire ouest-africaine dont la monnaie commune, le franc CFA, gage d\u2019une certaine stabilite\u0301 aux yeux des investisseurs. Mais qu\u2019importe. L\u2019autoproclame\u0301e \u00ab banque d\u2019Afrique \u00bb e\u0301clora \u00ab de l\u2019ide\u0301e d\u2019un homme et de l\u2019e\u0301nergie d\u2019un trio \u00bb.<\/p>\n

L\u2019homme en question, Mohamed Tie\u0301coura Diawara (MTD), un Malien ayant grandi en Co\u0302te d\u2019Ivoire, a e\u0301te\u0301 ministre du Plan sous Fe\u0301lix Houphoue\u0308t-Boigny, et a fonde\u0301 le Club de Dakar, un cercle de re\u0301fe\u0301rence pour les questions de sous-de\u0301veloppement. MTD a aussi mange\u0301 son pain noir quand, en 1984, il s\u2019est retrouve\u0301 au centre d\u2019une gigantesque affaire \u2013 re\u0301ve\u0301le\u0301e dans nos colonnes \u2013 de de\u0301tournement de fonds au sein de la Communaute\u0301 des E\u0301tats d\u2019Afrique de l\u2019Ouest (alors CEAO). Un scandale qui aurait pu sonner le glas pour le jeune e\u0301tablissement.<\/p>\n

Mais l\u2019histoire se poursuivra gra\u0302ce a\u0300 un autre membre du trio, Boureima Sylla. Ce commerc\u0327ant malien d\u2019origine soninke\u0301 a su entendre, avec discernement, les difficulte\u0301s de ses compatriotes investisseurs et commerc\u0327ants qui cherchaient \u00ab une re\u0301ponse ade\u0301quate aux difficulte\u0301s rencontre\u0301es quotidiennement pour le financement de leurs activite\u0301s \u00bb. L\u2019auteur de l\u2019ouvrage, cheville ouvrie\u0300re de l\u2019extension du re\u0301seau Bank of Africa, posera la premie\u0300re brique de l\u2019e\u0301difice, dirigera le groupe et prendra la pre\u0301sidence du conseil de l\u2019ensemble des filiales qui nai\u0302tront par la suite.<\/p>\n

Les lec\u0327ons des de\u0301boires<\/b><\/p>\n

Des re\u0302ves d\u2019origine a\u0300 la consolidation d\u2019une banque pre\u0301sente \u00ab de Dakar a\u0300 Madagascar \u00bb, avec dix filiales d\u2019ouest en est du continent et alors que la Banque marocaine du commerce exte\u0301rieure (BMCE) s\u2019appre\u0302te a\u0300 entrer dans son capital, l\u2019e\u0301conomiste offre une boi\u0302te a\u0300 outils pour entreprendre au sud du Sahara. Tout est aborde\u0301 : du choix des \u00ab recrues \u00bb et de leur formation, science de l\u2019identite\u0301 visuelle, partenariats, relations avec les E\u0301tats dans une pe\u0301riode jalonne\u0301e de crises…<\/p>\n

Si davantage de re\u0301cits relatifs tels que celui-ci avaient existe\u0301, peut-e\u0302tre que certains aventuriers de la finance ne se s\u2019y seraient pas risque\u0301s. Derreumaux a su retirer les lec\u0327ons des pires de\u0301boires connus par l\u2019e\u0301tablissement, dont le plus marquant reste l\u2019affaire de la \u00ab furia batave \u00bb (un bras de fer avec un des actionnaires de la banque), qui signe la fin de l\u2019e\u0300re Bank of Africa, version originale. Me\u0302me si BMCE, qui finit par racheter Bank of Africa le 1er janvier 2011, apre\u0300s une prise de contro\u0302le en 2008, fera finalement sien le nom de la banque du Mali plus tard. A\u0300 contre-courant de la pratique, qui veut que le rachete\u0301 abandonne son nom commercial au profit de celui de l\u2019acheteur.<\/p>\n

Un re\u0301cit ou\u0300 l\u2019on croise d\u2019autres futurs grands groupes financiers du continent. Ainsi d\u2019Ecobank, litte\u0301ralement \u00ab la banque des Communaute\u0301s de la Cedeao \u00bb (Ecowas en anglais), ou du futur ge\u0301ant marocain des assurances Saham, qui rache\u0300te au fondateur de Colina, Michel Pharaon, la totalite\u0301 de ses parts, dont une partie a appartenu un temps a\u0300 Bank of Africa. Pour ceux qui aiment l\u2019entrepreneuriat, ce livre constitue un bon point de de\u0301part.<\/p>\n

Pour plus d’informations et d’analyses sur la Niger<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Niger. On n\u2019est jamais mieux servi que par soi-me\u0302me. \u00bb Un adage qui s\u2019impose au fil des pages de La saga Bank of Africa \u2013 Du Mali a\u0300 Madagascar, paru en de\u0301cembre 2022 et e\u0301crit par l\u2019e\u0301conomiste africanophile Paul Derreumaux, cofondateur du groupe bancaire panafricain. Ne\u0301 au Mali a\u0300 la fin de 1982 […]<\/p>\n","protected":false},"author":82,"featured_media":40009,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[55,60,29],"class_list":["post-40010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-niger","tag-niger"],"yoast_head":"\nIl \u00e9tait une fois une banque d\u2019Afrique - niger<\/title>\n<meta name=\"description\" content=\"On n\u2019est jamais mieux servi que par soi-me\u0302me. \u00bb Un adage qui s\u2019impose au fil des pages de La saga Bank of Africa \u2013 Du M ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Il \u00e9tait une fois une banque d\u2019Afrique\" \/>\n<meta property=\"og:description\" content=\"On n\u2019est jamais mieux servi que par soi-me\u0302me. \u00bb Un adage qui s\u2019impose au fil des pages de La saga Bank of Africa \u2013 Du M ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\" \/>\n<meta property=\"og:site_name\" content=\"niger\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-06T17:48:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-06T18:39:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/niger\/sites\/40\/2023\/03\/postQueueImg_1678112390.99.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1256\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/niger\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Il \u00e9tait une fois une banque d\u2019Afrique\",\"datePublished\":\"2023-03-06T17:48:27+00:00\",\"dateModified\":\"2023-03-06T18:39:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\"},\"wordCount\":732,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/niger\/sites\/40\/2023\/03\/postQueueImg_1678112390.99.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Niger\",\"Niger\"],\"articleSection\":[\"\u00c9conomie\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\",\"url\":\"https:\/\/www.africa-press.net\/niger\/economie\/il-etait-une-fois-une-banque-dafrique\",\"name\":\"Il \u00e9tait une fois une banque d\u2019Afrique - 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