{"id":118990,"date":"2026-02-03T12:13:56","date_gmt":"2026-02-03T12:13:56","guid":{"rendered":"https:\/\/www.africa-press.net\/rwanda\/all-news\/rssb-enhances-member-benefits-amid-africas-pension-unity"},"modified":"2026-02-03T12:44:13","modified_gmt":"2026-02-03T12:44:13","slug":"rssb-enhances-member-benefits-amid-africas-pension-unity","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity","title":{"rendered":"RSSB Enhances Member Benefits Amid Africa\u2019s Pension Unity"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong>Africa-Press &#8211; Rwanda. <\/strong><\/span>The Rwanda Social Security Board (RSSB) has reaffirmed its commitment to delivering stronger returns and better services to members, according to its Chief Executive Officer, Regis Rugemanshuro.<\/p>\n<p>He made the observation on January 30, as RSSB hosted the 30th Africa Social Security Association (ASSA) Governing Council Meeting in Kigali, positioning African pension and social security funds as key drivers of development and inclusion.<\/p>\n<p>The three-day meeting, which ran from January 27 to 30, brought together heads and chief executives of 19 social security institutions from across the continent to deliberate on strategic priorities, including reforms in governance, expansion of coverage to the informal sector, and the proposed establishment of an African Infrastructure Fund.<\/p>\n<p>RSSB\u2019s performance and value to members<\/p>\n<p>Rugemanshuro said RSSB\u2019s recent performance demonstrates how strong governance and prudent investment can directly benefit contributors.<\/p>\n<p>\u201cAs you know, for the past five years, there has been transformational in nature,\u201d he said. \u201cFrom an asset under management perspective, as we published recently, the fund has more than doubled. Right, now it&#8217;s at over Rwf3.2 trillion as of the financial numbers of 2025.\u201d<\/p>\n<p>Participants follow a presentation during the 30th Africa Social Security Association (ASSA) Governing Council Meeting in Kigali, on January 30. Courtesy<\/p>\n<p>RSSB\u2019s return on investment has also risen sharply, from about 1.6 per cent during the Covid-19 period to 15.6 per cent in 2025, he indicated.<\/p>\n<p>\u201cThat should give a lot of confidence to the Rwandan citizens that the money they contribute for their long-term retirement is being taken care of, is growing healthy and safely,\u201d Rugemanshuro said.<\/p>\n<p>He added that most of the funds are invested domestically, reinforcing the link between members\u2019 savings, national development and long-term sustainability.<\/p>\n<p>Beyond pensions: health insurance impact<\/p>\n<p>In addition to pensions, RSSB manages major health insurance schemes, including community-based health insurance scheme (commonly known as Mutuelle de Sante\u0301) and workers\u2019 medical insurance scheme (RAMA).<\/p>\n<p>Rugemanshuro said these schemes remain central to citizens\u2019 welfare, offering high-value coverage at relatively low contributions, while recent medical tariff adjustments aim to keep healthcare provision sustainable \u2013 for healthcare providers not to make losses.<\/p>\n<p>As the country\u2019s largest medical insurer, RSSB has pledged greater efficiency, transparency and improved service quality for both members and healthcare providers.<\/p>\n<p>Informal sector: Africa\u2019s biggest challenge<\/p>\n<p>A recurring theme at the Kigali meeting was the challenge of extending social protection to informal workers, who make up more than 80 per cent of Africa\u2019s workforce, according to Bamba Amed, Technical Advisor at National Social Security Fund of Co\u0302te d\u2019Ivoire, and ASSA\u2019s coordinator for West Africa and francophone countries on the continent.<\/p>\n<p>Bamba said informal sector coverage is a defining issue for the continent.<\/p>\n<p>\u201cYou know that more than 80 per cent of the population lives in the informal sector. So it is a major challenge for our states,\u201d he said.<\/p>\n<p>Participants agreed that sustainable actuarial planning, better governance and innovative contribution mechanisms are critical to ensuring that benefits promised today can be paid tomorrow.<\/p>\n<p>They also pointed to the need to devise strategies to ensure social security coverage is effectively expanded to include informal sector workers.<\/p>\n<p>Pension funds as Africa\u2019s long-term investors<\/p>\n<p>With their long-term liabilities, African pension and social security funds are increasingly seen as natural investors in infrastructure and productive sectors. The ASSA meeting advanced discussions on creating an African Infrastructure Fund, which would pool resources to finance major projects across the continent.<\/p>\n<p>Hosea Kili, CEO of CPF Financial Services in Kenya and chair of the ASSA Council, said the decision marks a strategic shift.<\/p>\n<p>\u201cWe have made a decision that we begin the journey for establishment of an African infrastructure fund, which will be an aggregation vehicle for investment jointly in African infrastructure by the pension funds and social security funds of Africa,\u201d he said.<\/p>\n<p>Such a vehicle, participants noted, would help mobilise African capital for African priorities, while delivering stable, long-term returns for contributors.<\/p>\n<p>Ettah Muango, Manager for Legal and Regulatory Services at Kenya\u2019s National Social Security Fund (NSSF), said ASSA membership is critical for advancing home-grown solutions to shared challenges.<\/p>\n<p>\u201cIt is Africa for Africa, and that is a game changer,\u201d she said, observing that the association enables social security institutions to jointly invest in infrastructure and improve livelihoods across the continent.<\/p>\n<p>RSSB\u2019s reforms and member-focused changes<\/p>\n<p>Rugemanshuro said RSSB is not only focused on performance but also on flexibility and access for members, particularly those in the informal sector. For instance, he said, proposed reforms to the EjoHeza long-term savings scheme recently approved by the Cabinet, seek to allow savers to withdraw up to 30 per cent of their savings at any time, while preserving the remaining 70 per cent for retirement benefits.<\/p>\n<p>EjoHeza was created to extend pension services to informal sector who are not covered by the mandatory public pension fund, which is also managed by RSSB.<\/p>\n<p>RSSB\u2019s broader goal, Rugemanshuro said, is universal long-term savings within the next decade, supported by digitisation and simplified access.<\/p>\n<p>\u201cMany of our members&#8217; livelihoods, long-term retirement, social welfare, depend on what us here, entrusted with this responsibility, are going to do,\u201d he told participants at the ASSA Council meeting.<\/p>\n<p>\u201cLet us work, let us make it count, and let us not fail our people and our trustees.\u201d<\/p>\n<p>Kigali\u2019s symbolic and strategic role<\/p>\n<p>ASSA Secretary General Meshach Bandawe said the Kigali meeting reflects both history and ambition, pointing out that the association was founded in Rwanda in 2007 \u2013 as East and Central Africa Social Security Association (ECASSA) \u2013 before expanding to cover the entire continent, this time as ASSA.<\/p>\n<p>He said closer alignment of regulatory frameworks, investment strategies and coverage models could unlock Africa\u2019s economic and social potential through stronger social security systems.<\/p>\n<p>For RSSB, hosting the meeting is both recognition and responsibility to be a high-performing and impact-driven institution, according to Rugemanshuro.<\/p>\n<p><strong>For More News And Analysis About <span style=\"color: #ff6600\">Rwanda<\/span> Follow <span style=\"color: #ff6600\">Africa-Press<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Rwanda. The Rwanda Social Security Board (RSSB) has reaffirmed its commitment to delivering stronger returns and better services to members, according to its Chief Executive Officer, Regis Rugemanshuro. He made the observation on January 30, as RSSB hosted the 30th Africa Social Security Association (ASSA) Governing Council Meeting in Kigali, positioning African pension [&hellip;]<\/p>\n","protected":false},"author":84,"featured_media":118989,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,29,14],"tags":[3405,758],"class_list":["post-118990","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-news","category-head-lines","category-policy","tag-rssb","tag-rwanda"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>RSSB Enhances Member Benefits Amid Africa\u2019s Pension Unity - Rwanda<\/title>\n<meta name=\"description\" content=\"The Rwanda Social Security Board (RSSB) has reaffirmed its commitment to delivering stronger returns and better services ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RSSB Enhances Member Benefits Amid Africa\u2019s Pension Unity\" \/>\n<meta property=\"og:description\" content=\"The Rwanda Social Security Board (RSSB) has reaffirmed its commitment to delivering stronger returns and better services ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\" \/>\n<meta property=\"og:site_name\" content=\"Rwanda\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-03T12:13:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-03T12:44:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/rwanda\/sites\/23\/2026\/02\/sm_1770109065.72603.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditoren\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditoren\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\"},\"author\":{\"name\":\"cfeditoren\",\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/#\/schema\/person\/068c7ab4e9634ae78ec5d54ec46598bb\"},\"headline\":\"RSSB Enhances Member Benefits Amid Africa\u2019s Pension Unity\",\"datePublished\":\"2026-02-03T12:13:56+00:00\",\"dateModified\":\"2026-02-03T12:44:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\"},\"wordCount\":985,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/rwanda\/sites\/23\/2026\/02\/sm_1770109065.72603.jpg\",\"keywords\":[\"RSSB\",\"Rwanda\"],\"articleSection\":[\"all news\",\"head lines\",\"Policy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\",\"url\":\"https:\/\/www.africa-press.net\/rwanda\/policy\/rssb-enhances-member-benefits-amid-africas-pension-unity\",\"name\":\"RSSB Enhances Member Benefits Amid Africa\u2019s Pension Unity - 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