{"id":10305,"date":"2021-07-06T18:51:10","date_gmt":"2021-07-06T18:51:10","guid":{"rendered":"https:\/\/www.africa-press.net\/senegal\/?p=10305"},"modified":"2021-07-06T18:44:54","modified_gmt":"2021-07-06T18:44:54","slug":"les-contraintes-majeures-rencontrees-par-le-promise-mises-en-exergue","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/senegal\/economie\/les-contraintes-majeures-rencontrees-par-le-promise-mises-en-exergue","title":{"rendered":"Les contraintes majeures rencontr\u00e9es par le PROMISE mises en exergue"},"content":{"rendered":"<p><span style=\"color: #ff6600\"><strong><a href=\"https:\/\/www.africa-press.net\/\">Africa-Press<\/a> &#8211; <a href=\"https:\/\/www.africa-press.net\/senegal\">Senegal<\/a>. <\/strong><\/span>La coordinatrice nationale du Programme de d\u00e9veloppement de la microfinance islamique au S\u00e9n\u00e9gal (PROMISE), Fatou Dian\u00e9, a \u00e9voqu\u00e9 mardi, les contraintes rencontr\u00e9es par son institution parmi lesquelles l\u2019accompagnement par un cabinet de consultance et d\u2019assistance technique impos\u00e9 par la Banque islamique de d\u00e9veloppement (BID).<\/p>\n<p>\u00ab\u00a0Notre principale contrainte a \u00e9t\u00e9 la condition pos\u00e9e par la BID, \u00e0 savoir l\u2019accompagnement par un cabinet de consultance et d\u2019assistance technique. Pour la Banque, le S\u00e9n\u00e9gal n\u2019avait pas la possibilit\u00e9 de d\u00e9rouler seul le programme\u00a0\u00bb, a-t-elle dit.<\/p>\n<p>Elle s\u2019exprimait lors d\u2019une c\u00e9r\u00e9monie de signature d\u2019une convention entre la PROMISE et l\u2019Observatoire de la qualit\u00e9 des syst\u00e8mes financiers (OQSF).<\/p>\n<p>Selon elle, il a fallu deux ans pour que cette contrainte soit lev\u00e9e, d\u00e9plorant le fait que cela ait pris tout ce temps pour trouver un cabinet et signer un contrat.<\/p>\n<p>Elle a signal\u00e9 que les responsables du programme n\u2019avaient pas besoin d\u2019\u00eatre assist\u00e9s pour proc\u00e9der au d\u00e9caissement devant financer des porteurs de projets.<\/p>\n<p>\u00ab\u00a0En un temps record, nous avons r\u00e9alis\u00e9 beaucoup de choses avec les Syst\u00e8mes<\/p>\n<p>financiers d\u00e9centralis\u00e9s (SFD) sans assistance technique encore moins l\u2019aide d\u2019un cabinet.<\/p>\n<p>Cela a \u00e9t\u00e9 un aspect contraignant qui nous a fait perdre du temps\u00a0\u00bb, a encore d\u00e9plor\u00e9 Mme<\/p>\n<p>Dian\u00e9.<\/p>\n<p>La coordonnatrice nationale du PROMISE a list\u00e9 d\u2019autres contraintes qui ont emp\u00each\u00e9 le programme d\u2019avancer.<\/p>\n<p>\u00ab\u00a0Il y a le cadre r\u00e9glementaire incomplet, des difficult\u00e9s dans le montage et l\u2019instruction des dossiers d\u2019autorisation, le retard dans la mise \u00e0 disposition de la ligne de refinancement\u2019\u2019, a-t-elle \u00e9num\u00e9r\u00e9.<\/p>\n<p>Elle a aussi \u00e9voqu\u00e9 les lenteurs dans la d\u00e9livrance des ANO, le d\u00e9ficit des ressources humaines qualifi\u00e9es, l\u2019inadaptation des Syst\u00e8mes d\u2019information et de gestion (SIG) et l\u2019absence de cadre fiscal adapt\u00e9.<\/p>\n<p>Ce programme financ\u00e9 \u00e0 hauteur de 47 milliards de francs CFA par la Banque islamique de d\u00e9veloppement (BID) consiste \u00e0 appuyer des porteurs de projets dans le secteur des Syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD).<\/p>\n<p>A cette date, 10 SFD ont sign\u00e9 des conventions avec le PROMISE pour un total de 11 milliards 800 millions de francs CFA sur les 35 milliards repr\u00e9sentant le montant total de la ligne de financement.<\/p>\n<p>\u00ab\u00a0La convention sign\u00e9e entre les deux structures consiste \u00e0 organiser des ateliers de sensibilisation au profit des journalistes sp\u00e9cialis\u00e9s en \u00e9conomie et des consommateurs, l\u2019animation conjointe d\u2019\u00e9missions interactives pour cibler les couches vuln\u00e9rables et consacr\u00e9es uniquement \u00e0 la promotion de la Finance islamique\u00a0\u00bb, a d\u00e9taill\u00e9 le Secr\u00e9taire ex\u00e9cutif de l\u2019OQSF, Habib Ndao.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Africa-Press &#8211; Senegal. La coordinatrice nationale du Programme de d\u00e9veloppement de la microfinance islamique au S\u00e9n\u00e9gal (PROMISE), Fatou Dian\u00e9, a \u00e9voqu\u00e9 mardi, les contraintes rencontr\u00e9es par son institution parmi lesquelles l\u2019accompagnement par un cabinet de consultance et d\u2019assistance technique impos\u00e9 par la Banque islamique de d\u00e9veloppement (BID). \u00ab\u00a0Notre principale contrainte a \u00e9t\u00e9 la condition pos\u00e9e [&hellip;]<\/p>\n","protected":false},"author":82,"featured_media":10304,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,11,20,10],"tags":[43,47,44],"class_list":["post-10305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-homepage-french","category-top-nouvelles","category-toutes-les-actualites","tag-africa-press-2","tag-africa-press-senegal","tag-senegal-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.1 (Yoast SEO v27.0) - 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