{"id":24313,"date":"2022-04-08T21:37:51","date_gmt":"2022-04-08T21:37:51","guid":{"rendered":"https:\/\/www.africa-press.net\/senegal\/politique\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele"},"modified":"2022-04-08T22:29:53","modified_gmt":"2022-04-08T22:29:53","slug":"nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele","title":{"rendered":"Nano cr\u00e9dit\u00a0: la faiti\u00e8re d\u00e9partementale de Thi\u00e8s \u00e9rig\u00e9e en mod\u00e8le"},"content":{"rendered":"

Africa-Press – Senegal. <\/strong><\/span>La cr\u00e9ation, \u00e0 Thi\u00e8s, d\u2019une fa\u00eeti\u00e8re d\u00e9partementale des associations b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, est un \u2019\u2019mod\u00e8le int\u00e9ressant\u2019\u2019 \u00e0 dupliquer \u00e0 travers le pays, a salu\u00e9, vendredi, la D\u00e9l\u00e9gu\u00e9e g\u00e9n\u00e9rale \u00e0 l\u2019entrepreneuriat rapide pour les jeunes et les femmes, Mame Aby S\u00e8ye.<\/p>\n

Quelque 325 associations du d\u00e9partement de Thi\u00e8s, b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, un m\u00e9canisme de financement de la DER, se sont constitu\u00e9es en une f\u00e9d\u00e9ration afin de mieux s\u2019approprier le produit qu\u2019elles ont en partage.<\/p>\n

Mame Aby S\u00e8ye, la nouvelle patronne de la DER\/FJ, avait consacr\u00e9 sa premi\u00e8re activit\u00e9 de terrain aux initiateurs de cette fa\u00eeti\u00e8re, une premi\u00e8re dans le dispositif des 71 points de nano cr\u00e9dit \u00e0 travers le S\u00e9n\u00e9gal, dont 9 dans la r\u00e9gion de Thi\u00e8s.<\/p>\n

Initi\u00e9s depuis deux ans par la D\u00e9l\u00e9gation g\u00e9n\u00e9rale \u00e0 l\u2019entrepreneuriat rapide des jeunes et des femmes, les points de nano cr\u00e9dit implant\u00e9s dans les lieux d\u2019activit\u00e9 \u00e9conomique de haute intensit\u00e9, notamment les march\u00e9s, permettent aux jeunes et aux femmes de contracter des cr\u00e9dits de 10.000 \u00e0 500.000 FCFA, suivant une proc\u00e9dure all\u00e9g\u00e9e.<\/p>\n

Saluant l\u2019initiative de ces associations de constituer cette fa\u00eeti\u00e8re, la responsable de la DER a not\u00e9 que cette structure permet de regrouper beaucoup plus d\u2019organisations professionnelles et interprofessionnelles, afin d\u2019\u00e9largir la base vers un plus grand nombre de b\u00e9n\u00e9ficiaires.<\/p>\n

C\u2019est aussi un moyen pour les associations d\u2019\u00eatre \u2018\u2019responsables et parties prenantes\u2019\u2019 du programme de nano cr\u00e9dit, destin\u00e9 aux jeunes et aux femmes.<\/p>\n

Ce faisant, les femmes et les jeunes b\u00e9n\u00e9ficiaires pourront \u2018\u2019grandir\u2019\u2019 vers des petites et moyennes entreprises, pour laisser la place \u00e0 d\u2019autre ayants-droit int\u00e9ress\u00e9s par le nano-cr\u00e9dit.<\/p>\n

Parmi les attributs de cette fa\u00eeti\u00e8re, le choix des b\u00e9n\u00e9ficiaires, pour garantir un bon taux de remboursement.<\/p>\n

Thi\u00e8s se distingue par son taux de remboursement de 86%, sup\u00e9rieur \u00e0 la moyenne nationale qui est de 83,6%, a not\u00e9 la nouvelle responsable de la DER.<\/p>\n

\u2019\u2019Nous sommes aujourd\u2019hui avec ces fa\u00eeti\u00e8res pour pouvoir dupliquer ce mod\u00e8le \u00e0 l\u2019\u00e9chelle du territoire national\u2019\u2019, a indiqu\u00e9 Mame Aby S\u00e8ye.<\/p>\n

Elle a assur\u00e9 que la DER allait suivre l\u2019\u00e9volution de ce regroupement, afin de faciliter la duplication de ce \u2018\u2019mod\u00e8le int\u00e9ressant\u2019\u2019 partout au S\u00e9n\u00e9gal.<\/p>\n

Ma\u00efmouna Dieng, pr\u00e9sidente de la fa\u00eeti\u00e8re d\u00e9partementale de Thi\u00e8s, a \u00e9voqu\u00e9, parmi les avantages de cette f\u00e9d\u00e9ration, le partage d\u2019exp\u00e9riences entre b\u00e9n\u00e9ficiaires de nano cr\u00e9dit. Cette entit\u00e9, a-t-elle ajout\u00e9, facilite la t\u00e2che \u00e0 la DER, qui trouve en elle un interlocuteur portant la voix de structures multiples.<\/p>\n

La D\u00e9l\u00e9gu\u00e9e g\u00e9n\u00e9rale a rendu visite \u00e0 des b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, parmi lesquels une personne en situation de handicap, qui tient un petit commerce pr\u00e8s de la gare routi\u00e8re de Thi\u00e8s, des vendeuses de poisson des march\u00e9s Moussant\u00e9 et Kheulgueu dans la ville de Thi\u00e8s.<\/p>\n

Elle s\u2019\u00e9tait aussi rendue au point de nano cr\u00e9dit du foyer des femmes du quartier 10-\u00e8me.<\/p>\n

Tout en vantant la rapidit\u00e9, la s\u00e9curit\u00e9, l\u2019accessibilit\u00e9 et discr\u00e9tion que pr\u00e9sente le nano cr\u00e9dit, compar\u00e9 aux banques, les b\u00e9n\u00e9ficiaires ont soulev\u00e9 des dol\u00e9ances relatives \u00e0 la baisse du taux d\u2019int\u00e9r\u00eat de 5%, \u00e0 la lenteur du processus de validation des cr\u00e9dits ou au rallongement des d\u00e9lais de remboursement.<\/p>\n

Mame Aby S\u00e8ye a relev\u00e9 que la DER \u00e9tait dans les dispositions pour revoir \u00e0 la baisse son taux d\u2019int\u00e9r\u00eat, dans la mesure du possible, non sans ajouter qu\u2019il reste plus accessible que les 24 % appliqu\u00e9s par les mutuelles de cr\u00e9dit.<\/p>\n

Elle a rappel\u00e9 que le programme de nano cr\u00e9dit, tr\u00e8s r\u00e9cent, s\u2019\u00e9rait largement d\u00e9ploy\u00e9 \u00e0 travers le pays. Ce qui peut expliquer des \u2018\u2019lenteurs techniques\u2019\u2019 que ses \u00e9quipes travaillent \u00e0 transformer en un \u2018\u2019mauvais souvenir\u2019\u2019.<\/p>\n

La r\u00e9gion de Thi\u00e8s compte, \u00e0 ce jour, 15.700 b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, qui se sont partag\u00e9s 1,945 milliard de francs CFA.<\/p>\n

A l\u2019\u00e9chelle nationale, 83.680 jeunes et femmes ont re\u00e7u un cr\u00e9dit de la DER, pour une enveloppe de 11 milliards de francs CFA, a renseign\u00e9 Mame Aby S\u00e8ye.<\/p>\n

Pour plus d’informations et d’analyses sur la Senegal<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Senegal. La cr\u00e9ation, \u00e0 Thi\u00e8s, d\u2019une fa\u00eeti\u00e8re d\u00e9partementale des associations b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, est un \u2019\u2019mod\u00e8le int\u00e9ressant\u2019\u2019 \u00e0 dupliquer \u00e0 travers le pays, a salu\u00e9, vendredi, la D\u00e9l\u00e9gu\u00e9e g\u00e9n\u00e9rale \u00e0 l\u2019entrepreneuriat rapide pour les jeunes et les femmes, Mame Aby S\u00e8ye. Quelque 325 associations du d\u00e9partement de Thi\u00e8s, b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, […]<\/p>\n","protected":false},"author":82,"featured_media":24312,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21,11,10],"tags":[43,47,44],"class_list":["post-24313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-communaute","category-homepage-french","category-toutes-les-actualites","tag-africa-press-2","tag-africa-press-senegal","tag-senegal-2"],"yoast_head":"\nNano cr\u00e9dit\u00a0: la faiti\u00e8re d\u00e9partementale de Thi\u00e8s \u00e9rig\u00e9e en mod\u00e8le - Senegal<\/title>\n<meta name=\"description\" content=\"La cr\u00e9ation, \u00e0 Thi\u00e8s, d\u2019une fa\u00eeti\u00e8re d\u00e9partementale des associations b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, est un \u2019\u2019mod\u00e8le int\u00e9r ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nano cr\u00e9dit\u00a0: la faiti\u00e8re d\u00e9partementale de Thi\u00e8s \u00e9rig\u00e9e en mod\u00e8le\" \/>\n<meta property=\"og:description\" content=\"La cr\u00e9ation, \u00e0 Thi\u00e8s, d\u2019une fa\u00eeti\u00e8re d\u00e9partementale des associations b\u00e9n\u00e9ficiaires de nano cr\u00e9dit, est un \u2019\u2019mod\u00e8le int\u00e9r ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\" \/>\n<meta property=\"og:site_name\" content=\"Senegal\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-08T21:37:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-08T22:29:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/senegal\/sites\/13\/2022\/04\/postQueueImg_8-6250b751be144.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"540\" \/>\n\t<meta property=\"og:image:height\" content=\"305\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/senegal\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"Nano cr\u00e9dit\u00a0: la faiti\u00e8re d\u00e9partementale de Thi\u00e8s \u00e9rig\u00e9e en mod\u00e8le\",\"datePublished\":\"2022-04-08T21:37:51+00:00\",\"dateModified\":\"2022-04-08T22:29:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\"},\"wordCount\":784,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/senegal\/sites\/13\/2022\/04\/postQueueImg_8-6250b751be144.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Senegal\",\"Senegal\"],\"articleSection\":[\"Communaut\u00e9\",\"homepage-french\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\",\"url\":\"https:\/\/www.africa-press.net\/senegal\/toutes-les-actualites\/nano-credit-la-faitiere-departementale-de-thies-erigee-en-modele\",\"name\":\"Nano cr\u00e9dit\u00a0: la faiti\u00e8re d\u00e9partementale de Thi\u00e8s \u00e9rig\u00e9e en mod\u00e8le - 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