{"id":34110,"date":"2022-10-26T16:12:43","date_gmt":"2022-10-26T16:12:43","guid":{"rendered":"https:\/\/www.africa-press.net\/tchad\/politique\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques"},"modified":"2022-10-26T16:45:32","modified_gmt":"2022-10-26T16:45:32","slug":"les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques","title":{"rendered":"les agences de voyage s\u2019approprient les transactions financi\u00e8res \u00e9lectroniques"},"content":{"rendered":"

Africa-Press – Tchad. <\/strong><\/span>Le transfert d\u2019argent par les agences de voyages, au de\u0301triment des institutions bancaires prend de l\u2019ampleur ces derniers temps. Les clients disent vouloir e\u0301viter les tracasseries dans les proce\u0301dures de transactions. Devant le guichet de transfert d\u2019argent, au sein de l\u2019agence de transport interurbain \u00ab Sud Voyage \u00bb a\u0300 Dembe\u0301, au 7e\u0300me arrondissement, hommes et femmes se bousculent. Certains pour l\u2019envoi d\u2019argent a\u0300 leurs parents, d\u2019autres pour le retrait. Il y a deux compartiments. L’un re\u0301serve\u0301 pour l\u2019envoi et le retrait d\u2019argent, l\u2019autre pour l\u2019envoi des divers autres colis. A l\u2019entre\u0301e de la pie\u0300ce ou\u0300 est envoye\u0301 et retire\u0301 le pactole, deux range\u0301es sont de\u0301roule\u0301es de gauche a\u0300 droite. Quelques re\u0300gles sont a\u0300 observer. \u00ab Le retrait s\u2019effectue sur pre\u0301sentation d\u2019une pie\u0300ce d\u2019identite\u0301, soit un nume\u0301ro du te\u0301le\u0301phone de client. Cette re\u0300gle s\u2019applique a\u0300 ces deux services, c\u2019est-a\u0300-dire le retrait tout comme l\u2019envoi \u00bb, lit-on sur l\u2019affiche. Dans la faisabilite\u0301, juste le nume\u0301ro de te\u0301le\u0301phone du destinataire suffit pour re\u0301cupe\u0301rer le coli. \u00ab Nous avons re\u0301sume\u0301 le contro\u0302le pour e\u0301viter l\u2019attroupement et le retard dans la prise en charge de la demande des clients. Il faut que le client soit vite servi \u00bb, nous informe Issa Brahim, l\u2019un des ge\u0301rants de l\u2019agence tout souriant. L\u2019ambiance semble atteindre un autre niveau devant le guichet de l\u2019agence de la Socie\u0301te\u0301 tchadienne des transports et location (STTL). Cette agence assure en grande partie les transactions dans les zones me\u0301ridionales du Tchad. Le frais d\u2019envoi serait l\u2019un des facteurs de mobilisation. \u00ab Ils sont mieux que Airtel Money et Moov Africa. Les frais de transfert sont nettement moins chers \u00bb, explique Anatole. Il est proportionnel a\u0300 la demande d\u2019envoi. Noudjiram Alphonse a fait le de\u0301placement a\u0300 la STTL pour envoyer 100 000 FCFA a\u0300 sa s\u0153ur hospitalise\u0301e a\u0300 Moundou. Il a trouve\u0301 moins cher le frais de transfert. \u00ab Lorsque j\u2019ai 100 000 FCFA et qu\u2019il me faut ajouter juste 5000 FCFA pour le frais de transport, cela me revient moins cher. Si c\u2019e\u0301tait via la te\u0301le\u0301phonie mobile, c\u2019est 10 000 FCFA de frais a\u0300 ajouter pour pouvoir envoyer. Parfois, celui a\u0300 qui tu envoies ne rec\u0327oit pas automatiquement \u00bb, soutient-il. Ce sont les me\u0302mes proce\u0301dures d\u2019envoi d\u2019argent chez les autres agences de transfert. Mais les usagers de\u0301plorent les conditions d\u2019acce\u0300s et d\u2019envoi. \u00ab Dans les agences de transfert comme Express Union, si seulement une seule lettre du nom est manquante dans le formulaire, le transfert ne peut aboutir, me\u0302me une pre\u0301sence physique ne peut me\u0302me pas re\u0301soudre le proble\u0300me. Chez les agences de voyage, tout se re\u0300gle a\u0300 la minute \u00bb, dit-il. Nathalie Ndoasem, ge\u0301rante d\u2019un point de transfert et de re\u0301ception d\u2019une institution bancaire de la place, affirme que l\u2019authenticite\u0301 des documents demande\u0301s vise a\u0300 e\u0301viter le faux et pour besoin de transparence. \u00ab Certaines personnes peuvent utiliser les noms des autres pour retirer l\u2019argent et le proprie\u0301taire peut venir apre\u0300s. C\u2019est ce que nous voulons e\u0301viter \u00bb, soutient-elle. Le respect a\u0300 tort ou a\u0300 raison de ces exigences est une grande source de de\u0301sinte\u0301ressement des usagers pour le transfert dans les banques.<\/p>\n

Pour plus d’informations et d’analyses sur la Tchad<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Tchad. Le transfert d\u2019argent par les agences de voyages, au de\u0301triment des institutions bancaires prend de l\u2019ampleur ces derniers temps. Les clients disent vouloir e\u0301viter les tracasseries dans les proce\u0301dures de transactions. Devant le guichet de transfert d\u2019argent, au sein de l\u2019agence de transport interurbain \u00ab Sud Voyage \u00bb a\u0300 Dembe\u0301, au 7e\u0300me […]<\/p>\n","protected":false},"author":82,"featured_media":34109,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[37,292,29],"class_list":["post-34110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-tchad","tag-tchad"],"yoast_head":"\nles agences de voyage s\u2019approprient les transactions financi\u00e8res \u00e9lectroniques - tchad<\/title>\n<meta name=\"description\" content=\"Le transfert d\u2019argent par les agences de voyages, au de\u0301triment des institutions bancaires prend de l\u2019ampleur ces dernie ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"les agences de voyage s\u2019approprient les transactions financi\u00e8res \u00e9lectroniques\" \/>\n<meta property=\"og:description\" content=\"Le transfert d\u2019argent par les agences de voyages, au de\u0301triment des institutions bancaires prend de l\u2019ampleur ces dernie ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\" \/>\n<meta property=\"og:site_name\" content=\"tchad\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-26T16:12:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-26T16:45:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/tchad\/sites\/41\/2022\/10\/postQueueImg_23-6359641768bdf.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"504\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditorfr\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditorfr\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\"},\"author\":{\"name\":\"cfeditorfr\",\"@id\":\"https:\/\/www.africa-press.net\/tchad\/#\/schema\/person\/2b1cf3cd81a31e3cd26889ca66d677f1\"},\"headline\":\"les agences de voyage s\u2019approprient les transactions financi\u00e8res \u00e9lectroniques\",\"datePublished\":\"2022-10-26T16:12:43+00:00\",\"dateModified\":\"2022-10-26T16:45:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\"},\"wordCount\":612,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/tchad\/sites\/41\/2022\/10\/postQueueImg_23-6359641768bdf.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Tchad\",\"Tchad\"],\"articleSection\":[\"\u00c9conomie\",\"Toutes les actualit\u00e9s\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\",\"url\":\"https:\/\/www.africa-press.net\/tchad\/economie\/les-agences-de-voyage-sapproprient-les-transactions-financieres-electroniques\",\"name\":\"les agences de voyage s\u2019approprient les transactions financi\u00e8res \u00e9lectroniques - 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