{"id":22581,"date":"2023-07-14T22:49:59","date_gmt":"2023-07-14T22:49:59","guid":{"rendered":"https:\/\/www.africa-press.net\/togo\/politique\/togo-des-microfinances-fantomes-dans-le-paysage-economique-du-pays"},"modified":"2023-07-14T23:17:11","modified_gmt":"2023-07-14T23:17:11","slug":"togo-des-microfinances-fantomes-dans-le-paysage-economique-du-pays","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/togo\/economie\/togo-des-microfinances-fantomes-dans-le-paysage-economique-du-pays","title":{"rendered":"Togo-Des microfinances fant\u00f4mes dans le paysage \u00e9conomique du pays"},"content":{"rendered":"

Africa-Press – Togo. <\/strong><\/span>Encore une institution de microfinance ferme\u0301e, les fonds des pauvres e\u0301pargnants emporte\u0301s. C\u2019est bien la triste re\u0301alite\u0301. Depuis avril 2023, les premiers responsables de la microfinance \u00ab Action Re\u0301gionale pour le De\u0301veloppement Inte\u0301gre\u0301 \u00bb (ARDI), situe\u0301e a\u0300 Adidogome\u0301 dans la Commune Golfe7 sont porte\u0301s disparus, laissant les adhe\u0301rents et clients dans le de\u0301sarroi. Et ARDI s\u2019ajoute de\u0301sormais a\u0300 la longue liste de microfinances disparues des radars sans autre forme de proce\u0300s dans le paysage e\u0301conomique du Togo.<\/b><\/p>\n

Ceci dans la grande indiffe\u0301rence du gouvernement. Une situation re\u0301currente qui donne l\u2019impression d\u2019un gouvernement laxiste et complice des pre\u0301dateurs de l\u2019e\u0301conomie nationale. Comment ces institutions de microfinance s\u2019implantent-elles ? Que fait exactement le ministe\u0300re de l\u2019Economie et des Finances vis-a\u0300-vis de cette ne\u0301buleuse qui de\u0301truit la vie des concitoyens ?<\/p>\n

Une situation qui rappelle a\u0300 la me\u0301moire collective le Trading Gate qui a fait volatiliser plus de 25 milliards de FCFA des Togolais. Dans un communique\u0301 en date du 29 mars 2021, le ministre de l\u2019Economie et des Finances Sani Yaya informait le public \u00ab que certaines structures notamment Global Trade Corporation S.A.S., CACESPICIF Togo Sari, Prosperity Investment Corporation (PIC) S.A, la Socie\u0301te\u0301 de Ne\u0301goce et de Courtage en Banque (SNCB), Leader Bureau Chymall-Sairui Groupe Togo, Alliance in Motion Global, Chy Century Heng Hue, QNET, J-Global Capital International S.A.U, TIENS, TIMEX TRADING, Aladin Groupe, Petronpay Togo, Black empire, High Life International, Global Building Investment and Trade (GLOBIT), Global Investment Trading (LIYEPLIMAL) exercent en toute ille\u0301galite\u0301 et ne sont pas autorise\u0301es a\u0300 collecter des fonds aupre\u0300s du public contre des titres de capital ou de placement. Elles proposent des gains mirobolants et flatteurs pour susciter l\u2019engouement de la population a\u0300 ces produits, l\u2019exposant ainsi a\u0300 un risque e\u0301leve\u0301 de perte de l\u2019e\u0301pargne constitue\u0301e durant tant d\u2019anne\u0301e d\u2019efforts \u00bb.<\/p>\n

Selon M.Yaya \u00ab l\u2019exercice de toute activite\u0301 en lien avec l\u2019appel public a\u0300 l\u2019e\u0301pargne et les instruments financiers, est soumis a\u0300 l\u2019agre\u0301ment obligatoire ou a\u0300 l\u2019autorisation pre\u0301alable de la BCEAO, du CREMPF de l\u2019UEMOA ou du ministe\u0300re de l\u2019e\u0301conomie et des finances. Du reste, des lettres de mise en demeure ont e\u0301te\u0301 adresse\u0301es aux structures illicites susvise\u0301es leur demandant de cesser de\u0300s re\u0301ception des courriers, toute activite\u0301 financie\u0300re et mone\u0301taire, ainsi que de conseil sur toute l\u2019e\u0301tendue du territoire et de proce\u0301der aux remboursements, sans de\u0301lai, des sommes collecte\u0301es aupre\u0300s des adhe\u0301rents, sous peine de poursuite pe\u0301nale \u00bb.<\/p>\n

Aussi est-il fait interdiction a\u0300 toute entreprise ou personne autre qu\u2019une structure ou un intervenant agre\u0301e\u0301 d\u2019utiliser une de\u0301nomination, une raison sociale, une publicite\u0301 ou d\u2019une fac\u0327on ge\u0301ne\u0301rale des expressions faisant croire qu\u2019elle est agre\u0301e\u0301e en tant que structure de gestion du marche\u0301 ou intervenant commercial. La suite est bien lamentable pour les e\u0301pargnants. Les 23 et 24 septembre 2021, a eu une vague d\u2019interpellations et d\u2019arrestations des promoteurs et des responsables de ces socie\u0301te\u0301s de trading et de placements de fonds. Certains ont e\u0301te\u0301 de\u0301pose\u0301s a\u0300 la Prison civile de Lome\u0301.<\/p>\n

Depuis lors, plus rien surtout en termes de de\u0301dommagements des victimes. Plus grave, certaines de ces structures en l\u2019occurrence Tiens a repris du service depuis un bon moyen sous le regard complice du gouvernement. A tout point de vue, le gouvernement apparait comme un symbole d\u2019inse\u0301curite\u0301 pour la population.<\/p>\n

Pour plus d’informations et d’analyses sur la Togo<\/a>, suivez Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Togo. Encore une institution de microfinance ferme\u0301e, les fonds des pauvres e\u0301pargnants emporte\u0301s. C\u2019est bien la triste re\u0301alite\u0301. Depuis avril 2023, les premiers responsables de la microfinance \u00ab Action Re\u0301gionale pour le De\u0301veloppement Inte\u0301gre\u0301 \u00bb (ARDI), situe\u0301e a\u0300 Adidogome\u0301 dans la Commune Golfe7 sont porte\u0301s disparus, laissant les adhe\u0301rents et clients dans le […]<\/p>\n","protected":false},"author":82,"featured_media":22580,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,10],"tags":[36,49,50],"class_list":["post-22581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-toutes-les-actualites","tag-africa-press","tag-africa-press-togo","tag-togo"],"yoast_head":"\nTogo-Des microfinances fant\u00f4mes dans le paysage \u00e9conomique du pays - Togo<\/title>\n<meta name=\"description\" content=\"Encore une institution de microfinance ferme\u0301e, les fonds des pauvres e\u0301pargnants emporte\u0301s. 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