{"id":38768,"date":"2023-01-21T23:14:00","date_gmt":"2023-01-21T23:14:00","guid":{"rendered":"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand"},"modified":"2023-01-21T23:32:31","modified_gmt":"2023-01-21T23:32:31","slug":"ayo-zambia-launches-family-cover-in-response-to-overwelming-demand","status":"publish","type":"post","link":"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand","title":{"rendered":"aYo Zambia launches Family Cover in response to \u2018overwelming\u2019 demand"},"content":{"rendered":"

Africa-Press – Zambia. <\/strong><\/span>The aYo company has launched Family Cover, which allows Zambians to get hospital and life cover for themselves as well as their direct and extended families without filling in a single form.<\/p>\n

The new product will also see all premiums collected (and claims paid) via the MTN Mobile Money (MoMo) platform. Until now, aYo has offered hospital and life cover to individuals only through two insurance products, \u2018Send with Care\u2019 and \u2018Recharge with Care\u2019.<\/p>\n

But a growing market demand for insurance for the whole family prompted the company to create the new Family Cover product, which allows policy holders to add up to seven people, including themselves.<\/p>\n

\u201cAs of today, we have had over 3.5 million customers purchase cover to protect themselves for hospitalisation in the event of illness or injury, or loss of life.<\/p>\n

\u201cBut many of our customers have been asking us: \u2018How will we safeguard our children and families if something happens to them? We don\u2019t want benefits only when something happens to us.\u2019 We realised it was a huge gap in the market and have responded accordingly,\u201d said aYo Zambia CEO Andrew Nkolola.<\/p>\n

Nkolola said as with aYo\u2019s existing products, Family Cover customers must maintain active Mobile Money (MoMo) accounts to pay premiums and claim. This will allow them to insure up to three other family members per benefit, for a total of seven people, he said. Family Cover allows policyholders to add extended family as well as direct relatives between the ages of 1 and 69, Nkolola said.<\/p>\n

He said Customers can enroll family members by dialling the USSD code 296 and selecting the Family cover option to enrol and manage cover. As with \u2018Send with Care\u2019 and \u2018Recharge with Care\u2019, valid Family Cover claims are paid directly to the claimant\u2019s mobile money wallet without any hassles.<\/p>\n

\u201cThe market perception of insurance in general is changing, today, every Zambian consumer can purchase insurance on the go, using their mobile phones.<\/p>\n

\u201cOfferings like Family Cover provide a much-needed social safety net that helps vulnerable people and particularly people with low incomes to stay afloat when the unexpected happens,\u201d said Nkolola.<\/p>\n

aYo was recognised as the Most Innovative Ecommerce Product in Zambia by the Institute of Finance and Economics in October, and followed that up in November with three awards at the Pensions and Insurance Authority Industry awards: Microinsurance product of the year, Best Customer Centric Experience, and Product and Service Innovation of the Year.<\/p>\n

For More News And Analysis About Zambia<\/a> Follow Africa-Press<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Africa-Press – Zambia. The aYo company has launched Family Cover, which allows Zambians to get hospital and life cover for themselves as well as their direct and extended families without filling in a single form. The new product will also see all premiums collected (and claims paid) via the MTN Mobile Money (MoMo) platform. Until […]<\/p>\n","protected":false},"author":84,"featured_media":38767,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,5],"tags":[234,235,233],"class_list":["post-38768","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-news","category-economy","tag-africa-press","tag-africa-press-zambia","tag-zambia"],"yoast_head":"\naYo Zambia launches Family Cover in response to \u2018overwelming\u2019 demand - Zambia<\/title>\n<meta name=\"description\" content=\"The aYo company has launched Family Cover, which allows Zambians to get hospital and life cover for themselves as well a ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"aYo Zambia launches Family Cover in response to \u2018overwelming\u2019 demand\" \/>\n<meta property=\"og:description\" content=\"The aYo company has launched Family Cover, which allows Zambians to get hospital and life cover for themselves as well a ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\" \/>\n<meta property=\"og:site_name\" content=\"Zambia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AfricaPressTunisiaa\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-21T23:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-21T23:32:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.africa-press.net\/zambia\/sites\/35\/2023\/01\/postQueueImg_1674330282.71.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cfeditoren\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cfeditoren\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\"},\"author\":{\"name\":\"cfeditoren\",\"@id\":\"https:\/\/www.africa-press.net\/zambia\/#\/schema\/person\/068c7ab4e9634ae78ec5d54ec46598bb\"},\"headline\":\"aYo Zambia launches Family Cover in response to \u2018overwelming\u2019 demand\",\"datePublished\":\"2023-01-21T23:14:00+00:00\",\"dateModified\":\"2023-01-21T23:32:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\"},\"wordCount\":429,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand#primaryimage\"},\"thumbnailUrl\":\"https:\/\/static.africa-press.net\/zambia\/sites\/35\/2023\/01\/postQueueImg_1674330282.71.jpg\",\"keywords\":[\"Africa Press\",\"Africa Press-Zambia\",\"Zambia\"],\"articleSection\":[\"all news\",\"economy\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\",\"url\":\"https:\/\/www.africa-press.net\/zambia\/all-news\/ayo-zambia-launches-family-cover-in-response-to-overwelming-demand\",\"name\":\"aYo Zambia launches Family Cover in response to \u2018overwelming\u2019 demand - 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