Africa-Press – Cape verde. December is synonymous with spending, exaggeration, high electricity bills, gifts and suppers. But, in times of crisis, the watchword is containment, warns financial educator Rosalina Lima. Setting goals and objectives and drawing up a budget for the festive period is necessary.
This financial educator, heard by A NAÇÃO online, suggests a financial organization and financial planning before starting shopping. Rescuing the “true meaning of Christmas”, reusing decorations and using creativity when choosing gifts is, according to Rosalina Lima, one of the first steps to start saving.
Searching and comparing prices, making a list of what to buy, and not leaving purchases to the last minute also help keep the family accounts in order. There is a warning here: Do not get carried away by impulse purchases and unmissable promotions.
For Christmas dinner, the specialist recommends taking into account the number of guests and buying the essentials, while recommending national dishes as they are cheaper, as well as sharing the costs with the whole family.
savings and security
Regarding electricity, the tip is to opt for LED lighting, because, although this type of lamp is more expensive, at the time of purchase, it is more durable, safe, ecological, in addition to reducing electricity consumption by up to 80%.
The choice of LED lights with low voltage transformers prevents domestic accidents, which are common at this time. Setting a time to turn on the Christmas lights, preventing them from being on all day is another tip to save money.
With these tips up to date, the month of January will never be considered the longest of the year, with economic hardship and unpaid debts.
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