Africa-Press – Kenya. Kingdom Bank has reported a 59 per cent growth in net earnings for the financial year ended December 31, 2025, attributed to scalable growth and customer-centric solutions.
The lender, a subsidiary of Co-operative Bank Group, reported growth across key balance sheet and income lines, with the operating income rising by 35 per cent to Sh3.7 billion compared to Sh2.7 billion the previous year.
This is supported by growth in both interest and non-interest income streams.
Net interest income increased by 28 per cent to Sh2.7 billion from Sh2.1 billion, while non-interest income grew by 55 per cent to Sh998.6 million from Sh645 million, reflecting improved diversification of revenue.
The bank’s gross earnings for the period increased by five per cent to Sh1.13 billion from Sh1.07 billion.
Total operating expenses increased by 53 per cent to Sh2.58 billion in 2025 from Sh1.68 billion in 2024, primarily driven by investments in branch expansion and operational capacity.
Net loans and advances increased by 58 per cent to Sh22.19 billion in 2025 from Sh14.01 billion in 2024, while customer deposits rose by 39 per cent to Sh29.74 billion.
This saw the total assets grow by 24 per cent to Sh51.17 billion in 2025 from Sh41.14 billion in 2024.
The bank continued to expand its physical footprint, opening three new branches in 2025 in Bungoma, Kariobangi, Tom Mboya and Embu in January 2026. This brings the total branch network to 27 branches.
The management says that the results demonstrate Kingdom Bank’s strong growth trajectory, driven by its focus on flexibility, convenience and affordability.
“The bank remains focused on delivering sustainable value to its customers, shareholders and stakeholders while strengthening its position in the Kenyan banking sector.”
The bank intends to open more branches and enhance efficiency and customer experience. During the period under review, the lender launched its inaugural secondary school scholarship programme, supporting 40 students.
