Africa-Press – Lesotho. Mamoth Funeral Service has introduced a policy which incorporates the writing of wills for clients and provision of a lawyer in case of a dispute over who should benefit from the policy.
The policy is called Lefa, which means inheritance in Sesotho. This was after 45 percent of funeral policy clients were involved in nasty legal battles during and after funerals of relatives who died without wills.
The insurance company made this announcement last week during the launch of two new funeral policies. The General Manager of Mamoth Funeral Services, ’Matlotliso Ntebele, said they are often faced with disputes over who has the right to bury dead relatives.
“Our wills benefit will help mitigate and reduce these disputes and ensure that the surviving family receives what the deceased would have wanted them to receive,” Ntebele said.
In cases where there is a dispute over who has rights to bury the dead relative, Ntebele said the corpse is often kept in the mortuary for weeks, and sometimes months, pending legal battles in court.
“This is never ideal for a grieving family,” she said.
Ntebele said there are many instances where people die without a will and there are disputes over who is entitled to what including who will be responsible for the funeral or who has rights to bury the dead, or who is entitled to inherit the estate.
Death, she said, is an eventuality for all of us. And wills are a necessity for every adult with a family or property. To deal with the existing problem, they thought of introducing new upgraded products into the existing products they offer.
These two new policies, Lefa and Pula, are developed on the principle of taking care of their members through three stages of their life cycle, during life, at death and after death.
Through these new products, Ntebele said they have already generated about 20 jobs and they are seeking to create 200 more within a year. She said these are the first policies in the country which have the cash back of 10 percent of the client contribution over five years.
“We cover you even when you are still alive,’’ she said, adding that they also introduced a three month premium waiver for the family after death.
Ntebele said Lefa policy offers services to a family of two spouses and a maximum of six children at M260. She said the policy also offers the cash compensation of M7 000 and M500 airtime.
She said the policy further offers a will, funeral director, service contents, dome casket, tombstone, executive hearse, two family cars, three gazebos, podium, eight stanchion poles, service kit, 100 chairs and a tent, among others.
Ntebele said their second product, Pula which covers the whole family at a cost of M80 offers the cash compensation of M2 000 and M100 airtime. Ntebele said they also offer a flat lid coffin, gazebo at the graveyard, church trolley service kit, 50 programmes and transport.
The Chief Executive Officer of Mamoth Group, Advocate Phelane Phomane, said these new products have come forth through the collaboration of Mamoth Group and Liberty Life Lesotho to meet Basotho’s needs.
The Managing Director of Liberty Life Lesotho, Makhakhe Maliehe, said Liberty Insurance has been in operation in Lesotho since 2015 to distribute life insurance solutions to Basotho.
He said they agreed to the partnership so that all the solutions could be found in one platform. Maliehe said they want to create a system which will allow the clients to get all solutions in one space.
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