Africa-Press – Uganda. AAR General Insurance Uganda Limited has signed a Memorandum of Understanding (MOU) with Women’s Hospital International & Fertility Centre aimed at improving access to fertility care services.
Through the partnership, all AAR clients set to benefit from a 10 percent discount on treatment at the facility.
The partnership marks a significant step by the insurer to expand beyond traditional health coverage and address gaps in access to specialized and high-cost medical services.
Speaking at the signing, AAR Chief Executive Officer Christine Nasuuna said the initiative reflects the company’s broader mission to support both the health and financial wellbeing of its clients.
“At AAR, we are committed to protecting the health and wealth of all, but we also recognize that fertility is an important yet often overlooked aspect of health due to limited access, stigma and the high cost of treatment,” Nasuuna said.
She added that the partnership is intended to reduce those barriers. “This is a deliberate step to make these much-needed services more accessible and affordable for our clients.”
Under the agreement, AAR clients will access discounted services including In Vitro Fertilization (IVF), Intrauterine Insemination (IUI), Intracytoplasmic Sperm Injection (ICSI), fertility preservation, and genetic testing procedures.
Nasuuna noted that fertility treatments remain largely excluded from standard insurance packages. “Most fertility treatments are not covered under standard insurance policies due to their specialized and high-cost nature. Yet we recognize that many individuals and couples face fertility challenges,” she said.
She emphasized that the partnership goes beyond cost reduction. “Beyond the financial aspect, we believe it is important to support conversations around fertility and break the stigma surrounding infertility. No individual or couple should feel isolated or unsupported in their journey to parenthood.”
Nasuuna also highlighted the importance of early fertility testing, saying it enables individuals and couples to understand their reproductive health and make informed life decisions.
“Early fertility testing allows individuals and couples to understand their reproductive health, make informed life decisions and seek timely intervention,” she said. “Knowing one’s fertility status early supports proactive planning for both career and family.”
She praised the leadership of the hospital for advancing fertility care in Uganda and contributing to restoring dignity for families facing infertility challenges.
The hospital’s director, Samuel Tamale Ssali, said the partnership represents a milestone in Uganda’s healthcare landscape and is expected to transform access to fertility treatment.
“The women’s hospital has done a lot and this shows the kind of partnership we are looking for with AAR. I believe this partnership will allow people of Uganda and across East Africa to take control, have their own choices, access services and choose what they want. This is the first fertility insurance partnership in the history of Uganda,” he said.
“This is more than just a discount. Fertility treatment is complex and covers a variety of medical issues. By partnering with AAR, we will be providing more knowledge on how this condition can be treated.”
Ssali noted that the hospital has been providing fertility care for over 22 years and expressed optimism that the partnership would expand its reach.
“I believe it should inspire other insurance companies to take the same route. Fertility treatment is expensive, but this access provided by AAR is going to make it less costly.”
He also pointed to broader systemic benefits, saying increased collaboration could help reduce treatment costs over time.
“The more we engage medical companies to produce drugs and equipment, the more we will see treatment costs go down. Progress doesn’t come in one go but through partnerships like this,” he said.
Ssali emphasized the human impact of the initiative, noting that infertility often affects self-esteem and family stability.
“Women look down upon themselves because they don’t have children, and we are about restoring dignity through this partnership. We hope through this collaboration, thousands and thousands of families will benefit and become complete.”
The MOU comes amid rising demand for fertility services in Uganda and growing calls for insurance providers to expand coverage for reproductive health care.
AAR said the initiative is part of its long-term strategy to evolve into a comprehensive health partner supporting clients across all stages of life.
The insurer added that the partnership could pave the way for broader recognition of fertility care within insurance frameworks, similar to trends in parts of Europe and the United States.
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